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Competitive interest rated and flexible underwriting

Minority Small Business Loans

If your business is a minority-owned business, then you should consider applying for credit under our Business Diversity Lending program—a lending program designed to assist minority-owned  businesses to more easily qualify for the financing they need to grow their business.###DISCLAIMER:2_0 Financing SB Business Diversity###,###DISCLAIMER:2_0 Minority###
  • Apply for loans and lines of credit by calling 1-866-UB-LOANS or visiting your local branch
  • Choose from secured or unsecured, and fixed- or variable-rate financing programs
Qualifiers

The owner must:
  • Qualify as a minority under the bank-adopted ethnicity and race categories set forth below
  • Own and actively manage at least 51 percent of the business
The business must have:
  • Annual sales that do not exceed $20 million
  • Been in business for at least two years
  • Borrowing needs of less than $2.5 million
Union Bank has adopted the following ethnicity and race categories as set forth in Regulation B and that also meet the Office of Management and Budget (OMB) standards first used by the Bureau of the Census in 2000:
  • Hispanic or Latino:  All persons of Mexican, Puerto Rican, Cuban, Central or South American, or other Spanish origin.
  • American Indian or Alaskan Native:  All persons having origins in any of the original peoples of North America, and who maintain cultural identification through tribal affiliation or community recognition.
  • Asian:  All persons having origins in any of the original peoples of the Far East, Southeast Asia, and the Indian subcontinent. This area includes, for example, persons having origins in any of the original peoples of China, persons having origins in any of the original peoples of Japan, persons having origins in any of the original peoples of the Philippine Islands, persons having origins in any of the original peoples of the Indian subcontinent, persons having origins in any of the original peoples of the Far East including Korea, Malaysia, Cambodia, Thailand and Vietnam, and Southeast Asia.
  • Black or African American:  All persons having origins in any of the Black racial groups of Africa.
  • Native Hawaiian or Other Pacific Islander:  All persons having origins in any of the original peoples of Hawaii, Guam, Samoa, or other Pacific Islands.

Supplier Diversity

Would you like to sell your products and services to Union Bank? The goal of our Supplier Diversity Office is to increase the number of diverse business enterprises from which we buy products and services.

Women/Diverse Business Associations

There are many associations and organizations dedicated to the unique needs of women and diverse businesses.

Certification Center

Certification as a Woman Business Enterprise (WBE) and/or Minority Business Enterprise (MBE) can open doors to lucrative government or large corporation contracts.
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