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Competitive interest rated and flexible underwriting

Minority Small Business Loans

We provide competitive interest rates and flexible underwriting on our loans and lines of credit to minority-owned businesses.###DISCLAIMER:2_0 Financing SB Business Diversity###,###DISCLAIMER:2_0 Minority### With these less-restrictive lending options, we can better provide you with the financial resources to help grow your business.
  • Apply online for loans and lines of credit up to $50,000 – for other amounts please speak to a banker by calling 1-866-UB-LOANS or visiting your local branch
  • Choose from secured, unsecured, and fixed- or variable-rate financing programs
Qualifiers
The owner must:
  • Qualify as a minority under the Equal Employment Opportunity Commission (see definitions below)
  • Own and manage at least 51 percent of the business
The business must have:
  • Annual sales that do not exceed $15 million
  • Been in business for at least two years
  • Borrowing needs of less than $2.5 million
Minority definitions that Union Bank uses are those set forth by the Equal Employment Opportunity Commission:
  • Black -- All persons having origins in any of the Black racial groups of Africa and not of Hispanic origin.
  • Hispanic -- All persons of Mexican, Puerto Rican, Cuban, Central or South American, or other Spanish culture or origin, regardless of race.
  • Asian/Pacific Islander -- All persons having origins in any of the original peoples of the Far East, Southeast Asia, the Indian subcontinent, or Pacific Islands. This area includes China, India, Japan, Korea, Vietnam, the Philippine Islands, and Samoa.
  • American Indian/Alaskan Native -- All persons having origins in any of the original peoples of North America and who maintain cultural identification through tribal affiliation or community recognition.

Supplier Diversity

Would you like to sell your products and services to Union Bank? The goal of our Supplier Diversity Office is to increase the number of diverse business enterprises from which we buy products and services.


Women/Diverse Business Associations

There are many associations and organizations dedicated to the unique needs of women and diverse businesses.


Certification Center

Certification as a Woman Business Enterprise (WBE) and/or Minority Business Enterprise (MBE) can open doors to lucrative government or large corporation contracts.
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