Our affinity mortgage program

Exclusively offered to KACPA members

The KACPA Member Mortgage Program offers an array of fixed-rate and adjustable-rate loans with special pricing for KACPA members, and designed to satisfy a variety of individual financial objectives.


Contact your kacpa loan specialist

Christina Chang

Tiffany Chang
18300 Von Karman,
Suite 540
Irvine, CA 92612

Producing Sales Manager
NMLS: 459576

Union Bank® offers a high level of personalized service, with guidance from your mortgage consultant and the support of a team of dedicated mortgage specialists.


  • Reduced Rates — Enjoy a 0.125% discount off standard rates .

  • Reduced Fees — Receive a $250 discount off the origination charge, if you elect to have automatic payment from a Union Bank® checking savings account .

Choose from an array of loan products designed to satisfy a variety of individual financial objectives. Products include:

  • Portfolio Fully Amortizing Adjustable-Rate Mortgages— With initial fixed-rate payment periods of 3, 5, 7, or 10 years.

  • Portfolio Interest-Only Adjustable-Rate Mortgages — Maximize your cash flow with a mortgage that requires interest-only payments during the initial fixed-rate payment period of 3, 5, 7, or 10 years.

  • Jumbo Fixed-Rate Fully Amortizing Mortgages — With a full range of terms available.

Experience and Service You Can Count On

For over 150 years, Union Bank® has believed in the importance of serving the financial needs of our clients by offering:

  • A variety of loan choices to meet your goals

  • Personalized service and guidance every step of the way

  • Highly competitive loan rates

Union Bank helps KACPA members make home ownership a reality—whether you're looking for a starter home or the home of your dreams.

Not a commitment to lend. Loans subject to credit and collateral approval. Financing available for collateral located in CA, OR, or WA. Restrictions may apply. Terms and conditions subject to change.