Union Bank Home Mortgages

Low down payment loan options

You don't always need a 20% down payment to qualify for a mortgage

At Union Bank® we believe that everyone deserves the opportunity to own a home. So, to help limited-income and first-time homebuyers we offer Federal Housing Administration (FHA) loans , as well as our HomeReady® and Economic Opportunity Mortgage® loans . We also offer VA loans  with no down payment and no PMI.

We can provide home mortgages with:

Great rates

Check out our competitive rates

No PMI

No Private Mortgage Insurance (PMI) options

Assistance programs

Options for closing cost and down payment assistance programs

Discover the Union Bank advantage

At Union Bank, we're committed to helping you make your home ownership dreams and refinancing needs a reality. Count on our skilled mortgage specialists for the personal, professional service you need every step of the way.

Get started

Loans subject to credit and collateral approval. Not all loan programs are available in all states for all loan amounts. Terms and conditions subject to change.

You’re leaving Union Bank

By clicking on the link below, you will leave the Union Bank website and enter a privately owned website created, operated, and maintained by another unaffiliated business. By linking to the website of this private business, Union Bank is not endorsing its products, services, or privacy or security policies. If you accept third-party goods or services advertised at our website, the third party may be able to identify that you have a relationship with us (for example, if the offer was made only through our site).

The information that this private business collects and maintains as a result of your visit to its Web site, and the manner in which it does so, may differ from the information that Union Bank collects and maintains. (Refer to the Privacy & Security section for privacy protections Union Bank provides to its Web site visitors). If you provide the business with information, its use of that inforation will be subject to that business's privacy policy. We recommend you review their information collection policy, or terms and conditions to fully understand what that business collects. We are not responsible for the information collection practices of the other Web sites that you visit and urge you to review their privacy policies before you provide them with any personally identifiable information.

If you wish to continue to the destination link, press Continue.