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Union Bank Home Mortgages

Low down payment loan options

You don't always need a 20% down payment to qualify for a mortgage

At Union Bank® we believe that everyone deserves the opportunity to own a home. So, to help limited-income and first-time homebuyers we offer Federal Housing Administration (FHA) loans and HomeReady® and loans. We also offer VA loanswith no down payment and no PMI.

We can provide home mortgages with:

Great rates

Check out our competitive rates


No Private Mortgage Insurance (PMI) options

Assistance programs

Options for closing cost and down payment assistance programs

Discover the Union Bank advantage

At Union Bank, we're committed to helping you make your home ownership dreams and refinancing needs a reality. Count on our skilled mortgage specialists for the personal, professional service you need every step of the way.

Get started

Loans subject to credit and collateral approval. Not all loan programs are available in all states for all loan amounts. Terms and conditions subject to change.