You don't always need a 20% down payment to qualify for a mortgage
At Union Bank® we believe that everyone deserves the opportunity to own a home. So, to help limited-income and first-time homebuyers we offer Federal Housing Administration (FHA) loans , as well as our HomeReady® and Economic Opportunity Mortgage® loans . We also offer VA loans with no down payment and no PMI.
Check out our competitive rates
No Private Mortgage Insurance (PMI) options
Options for closing cost and down payment assistance programs
Discover the Union Bank advantage
At Union Bank, we're committed to helping you make your home ownership dreams and refinancing needs a reality. Count on our skilled mortgage specialists for the personal, professional service you need every step of the way.
Loans subject to credit and collateral approval. Not all loan programs are available in all states for all loan amounts. Terms and conditions subject to change.