As an Amazon employee you are eligible for preferred rates through our Amazon Employee Mortgage Program at Union Bank®. Our Amazon Lending Team will guide you every step of the way with personalized service. Financing available for properties in AZ, CA, NV, OR, or WA.
Enjoy special rates and reduced fees when financing a home with Union Bank.
Reduced RatesEnjoy a 0.125% discount off standard rates.
Reduced FeesReceive a $250 discount off lender fees.
The Affinity Mortgage Program may recognize your unique compensation packages from Amazon as income. So you can use special programs to boost your purchasing power.
Initial Signing Bonus Income
For new employees who have been granted an initial signing bonus and are eligible for future RSUawards, we may be able to use your initial signing bonus as income.
For employees who have been with Amazon for more than two years, RSUs can be used as income if the employees have been receiving RSUs and have been converting them to cash.
Please see important information below on the terms of this offer.
A full range of Fixed-Rate and Adjustable-Rate Loans
The most common types of mortgages, with terms to fit your needs.
Portfolio Fully Amortizing Adjustable-Rate Mortgages
With initial fixed-rate payment periods of 3, 5, 7, or 10 years.
Portfolio Interest-Only Adjustable-Rate Mortgages
Maximize your cash flow with a mortgage that requires interest-only payments during the initial fixed-rate payment period of 3, 5, 7, or 10 years.
Jumbo Fixed-Rate Fully Amortizing Mortgages
With a full range of terms available. For those with more unique needs, Union Bank offers additional mortgage products.
Rely on Union Bank for the help you need every step of the way. With our team of skilled professionals and streamlined underwriting process, we can help you navigate every aspect of the mortgage approval process easily and efficiently—from application through on-time closing. We've earned our reputation as a leading mortgage lender with:
Our Mortgage Consultants have one goal: helping you make your homeownership dreams a reality.
A bank you can trust
MUFG Union Bank, N.A., is a full-service bank with over 300+ locations across CA, OR and WA—providing outstanding corporate, commercial and retail banking and wealth management solutions for our customers.
Can you really use my signing bonus and/or RSU income?
Most of our programs factor in your signing bonus and/or RSU income. We lend to hundreds of Amazon employees every year and understand your comp plan.
Do you work with Graebel, Amazon’s relocation company?
Yes. We have a very strong relationship with Graebel and work directly with them to verify your benefits.
Why do you require a complete application package up front?
We believe that the more thorough we are on the front-end, the more confidence you will have through the rest of the transaction. We pride ourselves on closing loans we commit to and avoiding last minute issues that could negatively impact your closing and family.
How quickly can I get pre-qualified?
We typically review your file within 48 hours, but you can always ask if we can move faster if you have a deadline to meet.
How quickly can you close?
We typically try and stay under 30 days for closings. However, this can vary depending upon the area and current volume.
I have a question about your loan products. How do I contact you?
Contact your Mortgage Consultant today!
Loans subject to credit and collateral approval. Not all loan programs are available in all states for all loan amounts. Restrictions may apply. Terms and conditions subject to change. A non-refundable $550 application fee is required.