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Union Bank Business Secured Visa Credit Card

Your guide to more purchasing power

This is an image of a business rewards visa card

Here's what you need to know about your new Union Bank Business Visa Credit Card.

Your Union Bank® Business Visa® Credit Card is packed with benefits, and we know you can't wait to start enjoying all the features, security, and convenience of your new card. You're in the right place—just explore the topics below to find out more.

Get started using your card

Its easy to activate and register your card.

Get started with My Credit Card Portal
  • Once you've received your Union Bank Credit Card, activate it by calling 888-955-4141 or visiting My Credit Card Portal at

  • Enter your new Union Bank Credit Card number and click "Submit"

  • Verify your identity by entering the information requested

  • Register your account by creating a new username and password

  • Receive notification of successful authentication

  • Log in to your account

  • Click the activation link in red

Take control

If you are an Online Business Program Administrator, you can manage your card online for added convenience.

Contact Customer Service at 888-643-9800 or visit a Union Bank branch to be set-up as an Online Business Program Administrator so you can:

  1. Be provided with a unique User ID and login instructions to My Credit Card Portal at
  2. View transactions, available credit and balance for each cardholder
  3. Set up automatic payments with Auto-Pay. It's easy: Select the "Payments" tab, then under "Schedule Auto-Pay," select to pay the minimum amount or the full statement balance from the checking or savings account you specify. This account can be the same or different from the one you use to make one-time payments
  4. Activate alerts for payment due, international transaction, card not present, name change, and more
  5. Control credit limits for each cardholder
  6. Control charging privileges for each cardholder
  7. Set up electronic credit card statements

Get the most out of your card

Review your card's benefits

With your Union Bank Business Visa Credit Card, you can:

  • Enjoy no annual fee.
  • Take advantage of a great low rate. 0% intro APR on purchases for the first 6 billing cycles1 followed by the variable-rate purchase APR for your account, as disclosed in the email you used to access this web page. Or, the purchase APR for your account will be disclosed in the Summary of Credit Terms enclosed in the envelope that contains your new Union Bank Credit Card.
  • Combine high-interest debt onto your credit card. 0% intro APR on balance transfers for the first 6 billing cycles1followed by the variable-rate balance transfer APR for your account as disclosed in the email you used to access this web page. Or, the balance transfer APR for your account will be disclosed in the Summary of Credit Terms enclosed in the envelope that contains your new Union Bank Credit Card.
  • Visa SavingsEdge®: Save time and money. Automatically. For hassle-free details and to start saving with your eligible Business Visa® Credit Card for FREE today, visit

Add your card to your phone's mobile wallet

On your iPhone®:

  1. Open the iPhone Wallet app.
  2. Tap the plus sign in the upper right corner.
  3. If you've already added your new card to your iTunes account, enter the security code on the back of the card to add it to your phone. Otherwise, tap "Add a different card" and use your phone's camera to add your card.


On your Android™ device:

  1. Open the Android Pay app. You may need to download it from Google Play.
  2. If you've already added your new card to your Google account, select your card on the "Choose a card for Android Pay" screen. Otherwise, tap the plus sign to add your card.
  3. Enter or confirm your card details.
  4. Review and accept the Terms & Conditions.
  5. Confirm your lock screen settings.


On your Samsung® device:

  1. Find the app pre-installed on your phone or tablet, or download it from Google Play. Then sign into your Samsung account.
  2. Scan your fingerprint or iris and enter a pin, so you can authenticate future purchases.
  3. Snap a picture of your Union Bank Debit and/or Credit Cards and provide your signature where necessary. Your cards are securely backed up and can be restored with your Samsung Account.
  4. Visit your favorite store and see how easy it is to check out, or add your card online via Samsung Internet.

Explore your card's security features

Chip Security: Enjoy enhanced safety with chip technology, for wider acceptance and increased protection against fraud at home and around the world.

Make payments

Find your payment due date

The due date for your payment can be found at the top of your monthly statement. Once your credit card arrives, if you do not have access to your monthly statement, please call 888-643-9800, sign in to My Credit Card Portal at, or visit a local branch.

Pay your balance

You can pay your balance one of these ways:


Mail:Union Bank
PO Box 650349
Dallas, TX 75265-0349

Branch:Visit any branch and pay in person from your Union Bank checking account

Check your interest rate

Once you receive your credit card, you will find your rate on your monthly statement. You can also find out by calling 888-643-9800.