Primary benefits

Low deposit to open

Open your savings account with as little as $50, and get started saving for your future.

Earn interest

Earn interest on any amount greater than $0, and set up recurring auto transfers from your checking account.

Product guide

Read our product guide for more information about this account.

Core features

Automatically grow your savings

Set up automatic transfers from your checking account and watch your savings grow.

Online and Mobile Banking

Find convenience in connection. Account access wherever you’re connected and move money between your accounts whenever you want.  

Regular Savings

Daily Account Balance
Interest Rate %
$0.01 - 2,499.99
$2,500.00 - 9,999.99
$10,000.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 - 499,999.99
$500,000.00 - 999,999.99
$1,000,000.00 - 999,999,999.99

Additional savings account information 

Monthly and ATM fees

Monthly Service Charge
How to avoid Monthly Service Charge
No Monthly Service Charge with either one of the following: $300 minimum daily Ledger Balance or at least one single monthly deposit of $25 or more
ATM Fees: Union Bank ATM
$0 when using a Union Bank ATM to complete deposits, withdrawals, and transfers between linked Union Bank accounts. $1 when using a Union Bank ATM to obtain a mini statement.
ATM Fees: Non-Union Bank ATM
$2 for any inquiries, transfers, or withdrawals while using a domestic non-Union Bank ATM, plus any fees the ATM owner or operator may charge. $5 for any inquiries, transfers, or withdrawals while using a non-Union Bank ATM outside of the U.S., including Puerto Rico and the U.S. Virgin Islands, plus any fees the ATM owner may charge.

Overdraft Choices

Learn more about Overdraft Choices.

Account terms

Read account terms and conditions here.

Frequently asked questions

Read savings account FAQs here.

For account information details and terms and conditions governing our deposit accounts, see our Savings Product Guide, Personal Accounts & Services Disclosure and Agreement, and Personal Accounts Fee Schedule. Accounts opened online are considered California accounts regardless of state of residence.

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