Skip to main content

Sign On

Union Bank® MoneyMarket Accounts

Save, with easy access to your funds

Open a Money Market account with $2,500 or more

A MoneyMarket account offers a secure way to hold funds you don't need to spend or use right away.

Schedule Appointment

Select a Branch

First, we’ll need to confirm which Union Bank branch is convenient for you.

Not finding the right branch? Use the branch locator.

* = Required Field

Thank you for contacting Union Bank. We will be in touch to schedule your appointment.

View Privacy Policy
Close
Find a branch

Primary benefits - Money Market accounts

Tiered variable interest rates

Earn variable interest rates on a Union Bank MoneyMarket Account, compounded and paid monthly.

No Monthly Service Charge

No monthly service charge with a $2,500 minimum daily balance.

Balances below $2,500: $9 monthly service charge with Online Statements or $10 monthly service charge with Paper Statements

Access funds when you want

Unlimited check writing, withdrawals, and transfers.

Product guide

Read our product guide for more information about this account.

View product guide

Core Features

Higher interest rate & convenience 

Earn higher interest rates on your MoneyMarket account with the convenience of unlimited check writing and automatic transfers from checking.

ATM or debit card upon request

 Enjoy 24/7 account access with your ATM or debit card to make purchases or get cash.

Online and Mobile Banking

 Find convenience in connection. Account access wherever you’re connected and move money between your accounts whenever you want.

MoneyMarket Rates

Daily Account Balance
APY %
$0.01 - 2,499.99
0.05
$2,500.00 - 24,999.99
0.05
$25,000.00 - 49,999.99
0.05
$50,000.00 - 99,999.99
0.05
$100,000.00 - 499,999.99
0.05
$500,000.00 - 999,999.99
0.05
$1,000,000.00 - 999,999,999.99
0.05

Additional MoneyMarket account information 

Monthly and ATM fees

Monthly Service Charge
$9 (with online statements) OR $10 (with paper statements)
How to avoid Monthly Service Charge
No Monthly Service Charge with a $2,500 minimum daily Ledger Balance
ATM Fees: Union Bank ATM
$0 when using a Union Bank ATM to complete deposits, withdrawals, and transfers between linked Union Bank accounts.
ATM Fees: Non-Union Bank ATM
$2 for any inquiries, transfers, or withdrawals while using a domestic non-Union Bank ATM, plus any fees the ATM owner or operator may charge. $5 for any inquiries, transfers, or withdrawals while using a non-Union Bank ATM outside of the U.S., including Puerto Rico and the U.S. Virgin Islands, plus any fees the ATM owner may charge.

Debit Card information 

The contactless-enabled Union Bank® Debit Mastercard® offers you a convenient and secure way to access your money and make payments. Make purchases quickly and easily online, by phone, or at millions of merchant locations worldwide. 

Pay your bills over the phone or online.

Make purchases wherever Apple Pay®, Google Pay™, or Samsung Pay® are accepted. Learn how to add your debit card to your digital wallet.

Access cash at ATMs worldwide.

Overdraft Choices

Learn more about overdraft protection choices.

Account terms

Read our MoneyMarket account terms and conditions.

Frequently asked questions

Read our MoneyMarket account FAQs.

For account information details and terms and conditions governing our personal deposit accounts, see our Money Market Product Guide, Personal Accounts & Services Disclosure and Agreement, and Personal Accounts Fee Schedule. Accounts opened online are considered California accounts regardless of state of residence.

    You’re leaving Union Bank

    By clicking on the link below, you will leave the Union Bank website and enter a privately owned website created, operated, and maintained by another unaffiliated business. By linking to the website of this private business, Union Bank is not endorsing its products, services, or privacy or security policies. If you accept third-party goods or services advertised at our website, the third party may be able to identify that you have a relationship with us (for example, if the offer was made only through our site).

    The information that this private business collects and maintains as a result of your visit to its Web site, and the manner in which it does so, may differ from the information that Union Bank collects and maintains. (Refer to the Privacy & Security section for privacy protections Union Bank provides to its Web site visitors). If you provide the business with information, its use of that information will be subject to that business's privacy policy. We recommend you review their information collection policy, or terms and conditions to fully understand what that business collects. We are not responsible for the information collection practices of the other Web sites that you visit and urge you to review their privacy policies before you provide them with any personally identifiable information.

    If you wish to continue to the destination link, press Continue.

    ABOUT UNION BANK

    • News
    • About us
    • Diversity and culture
    • Corporate social responsibility
    • Contact us
    • FDIC insurance information

    BANKING

    • Personal Banking
    • Business Banking
    • Commercial Banking
    • Wealth Management

    HELP

    • Learning center
    • Privacy and security
    • Terms of use
    • Accessibility
    • California: privacy
    • Do Not Sell or Share My Personal Information
    • Sitemap
    • Verification requests
    • LIBOR update

    LANGUAGE

    • Japanese services
    • 日本語ページ

    Follow Us

    • Facebook Icon
    • Twitter Icon
    • Instagram Icon
    • LinkedIn Icon
    • Youtube Icon

    Careers

    Union Bank is now part of US Bank – explore career opportunities.

    © 2023 MUFG Union Bank, N.A. All rights reserved. Member FDIC.

    Union Bank is a registered trademark and brand name of MUFG Union Bank, N.A.