Primary benefits

Tiered variable interest rates

Earn variable interest rates on your MoneyMarket account, compounded and paid monthly.

Access funds when you want

The ability to write up to six (6) checks per monthly statement period.#

Product guide

Read our product guide for more information about this account.

Core features

Higher interest rate & convenience 

Earn higher interest rates on your MoneyMarket account with the convenience of writing up to 6 checks per statement period # , and you can set up automatic transfers from checking.

ATM or debit card upon request 

Enjoy 24/7 account access with your ATM or debit card to make purchases or get cash. #   #

Online and Mobile Banking

Find convenience in connection. Account access wherever you’re connected and move money between your accounts whenever you want.#   #

MoneyMarket Rates

Daily Account Balance
Interest Rate %#
APY %#
$0.01 - 2,499.99
0.01
0.01
$2,500.00 - 24,999.99
0.05
0.05
$25,000.00 - 49,999.99
0.08
0.08
$50,000.00 - 99,999.99
0.08
0.08
$100,000.00 - 499,999.99
0.08
0.08
$500,000.00 - 999,999.99
0.08
0.08
$1,000,000.00 - 999,999,999.99
0.08
0.08

Additional MoneyMarket account information 

Monthly and ATM fees

Monthly Service Charge
$9 (with online statements) OR $10 (with paper statements)
How to avoid Monthly Service Charge
No Monthly Service Charge with a $2,500 minimum daily Ledger Balance
ATM Fees: Union Bank ATM
$0 when using a Union Bank ATM to complete deposits, withdrawals, and transfers between linked Union Bank accounts. $1 when using a Union Bank ATM to obtain a mini statement.
ATM Fees: Non-Union Bank ATM
$2 for any inquiries, transfers, or withdrawals while using a domestic non-Union Bank ATM, plus any fees the ATM owner or operator may charge. $5 for any inquiries, transfers, or withdrawals while using a non-Union Bank ATM outside of the U.S., including Puerto Rico and the U.S. Virgin Islands, plus any fees the ATM owner may charge.

Debit Card information 

The contactless-enabled Union Bank® Debit Mastercard® offers you a convenient and secure way to access your money and make payments. Make purchases quickly and easily online, by phone, or at millions of merchant locations worldwide. 

Pay your bills over the phone or online.#

Make purchases wherever Apple Pay®, Google Pay™, or Samsung Pay® are accepted. Learn how to add your card.#

Access cash at ATMs worldwide.

Overdraft Choices

Learn more about Overdraft Choices.

Account terms

Read account terms and conditions here.

Frequently asked questions

Read MoneyMarket account FAQs here.

For account information details and terms and conditions governing our deposit accounts, see our MoneyMarket Simply Stated Product Guide, Personal Accounts & Services Disclosure and Agreement, and Personal Accounts Fee Schedule. Accounts opened online are considered California accounts regardless of state of residence

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