MoneyMarket Rates
Daily Account Balance | APY % |
|---|---|
$0.01 - 2,499.99 | 0.05 |
$2,500.00 - 24,999.99 | 0.05 |
$25,000.00 - 49,999.99 | 0.05 |
$50,000.00 - 99,999.99 | 0.05 |
$100,000.00 - 499,999.99 | 0.05 |
$500,000.00 - 999,999.99 | 0.05 |
$1,000,000.00 - 999,999,999.99 | 0.05 |
Additional MoneyMarket account information
Monthly and ATM fees
| Monthly Service Charge | $9 (with online statements) OR $10 (with paper statements) |
| How to avoid Monthly Service Charge | No Monthly Service Charge with a $2,500 minimum daily Ledger Balance |
| ATM Fees: Union Bank ATM | $0 when using a Union Bank ATM to complete deposits, withdrawals, and transfers between linked Union Bank accounts. |
| ATM Fees: Non-Union Bank ATM | $2 for any inquiries, transfers, or withdrawals while using a domestic non-Union Bank ATM, plus any fees the ATM owner or operator may charge. $5 for any inquiries, transfers, or withdrawals while using a non-Union Bank ATM outside of the U.S., including Puerto Rico and the U.S. Virgin Islands, plus any fees the ATM owner may charge. |
Debit Card information
The contactless-enabled Union Bank® Debit Mastercard® offers you a convenient and secure way to access your money and make payments. Make purchases quickly and easily online, by phone, or at millions of merchant locations worldwide.
Pay your bills over the phone or online.
Make purchases wherever Apple Pay®, Google Pay™, or Samsung Pay® are accepted. Learn how to add your card.
Access cash at ATMs worldwide.
Overdraft Choices
Learn more about Overdraft Choices.
Account terms
Read account terms and conditions here.
Frequently asked questions
Read MoneyMarket account FAQs here.
For account information details and terms and conditions governing our deposit accounts, see our Money Market Product Guide, Personal Accounts & Services Disclosure and Agreement, and Personal Accounts Fee Schedule. Accounts opened online are considered California accounts regardless of state of residence.