Primary benefits - Money Market accounts
Earn variable interest rates on a Union Bank MoneyMarket Account, compounded and paid monthly.
No monthly service charge with a $2,500 minimum daily balance.
Balances below $2,500: $9 monthly service charge with Online Statements or $10 monthly service charge with Paper Statements
Unlimited check writing, withdrawals, and transfers.
Read our product guide for more information about this account.
Higher interest rate & convenience
Earn higher interest rates on your MoneyMarket account with the convenience of unlimited check writing and automatic transfers from checking.
ATM or debit card upon request
Enjoy 24/7 account access with your ATM or debit card to make purchases or get cash.
Online and Mobile Banking
Find convenience in connection. Account access wherever you’re connected and move money between your accounts whenever you want.
Daily Account Balance
$0.01 - 2,499.99
$2,500.00 - 24,999.99
$25,000.00 - 49,999.99
$50,000.00 - 99,999.99
$100,000.00 - 499,999.99
$500,000.00 - 999,999.99
$1,000,000.00 - 999,999,999.99
Additional MoneyMarket account information
Monthly and ATM fees
Monthly Service Charge
$9 (with online statements) OR $10 (with paper statements)
How to avoid Monthly Service Charge
No Monthly Service Charge with a $2,500 minimum daily Ledger Balance
ATM Fees: Union Bank ATM
$0 when using a Union Bank ATM to complete deposits, withdrawals, and transfers between linked Union Bank accounts.
ATM Fees: Non-Union Bank ATM
$2 for any inquiries, transfers, or withdrawals while using a domestic non-Union Bank ATM, plus any fees the ATM owner or operator may charge. $5 for any inquiries, transfers, or withdrawals while using a non-Union Bank ATM outside of the U.S., including Puerto Rico and the U.S. Virgin Islands, plus any fees the ATM owner may charge.
Debit Card information
The contactless-enabled Union Bank® Debit Mastercard® offers you a convenient and secure way to access your money and make payments. Make purchases quickly and easily online, by phone, or at millions of merchant locations worldwide.
Pay your bills over the phone or online.
Make purchases wherever Apple Pay®, Google Pay™, or Samsung Pay® are accepted. Learn how to add your debit card to your digital wallet.
Access cash at ATMs worldwide.
Frequently asked questions
For account information details and terms and conditions governing our personal deposit accounts, see our Money Market Product Guide, Personal Accounts & Services Disclosure and Agreement, and Personal Accounts Fee Schedule. Accounts opened online are considered California accounts regardless of state of residence.