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Time Deposit Accounts (CDs) with Union Bank®

Whatever you’re saving for, get there sooner with a 4.50% APY on a 15-month promo CD.

Limited time offer

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Primary benefits

Fixed interest rates

Life may be unpredictable, but with fixed-interest-rate CDs, your interest rate doesn’t change.

Term flexibility

Multiple terms to choose from to meet your needs. Set your own term from 7 days to 36 months.

Variable minimum opening deposits 

Enjoy the flexibility to open an account based on your savings goals.

Time Deposit Account (CD) Rates

7 - 31 Day CD, $2,500 minimum deposit to open

Daily Account Balance
APY %
$2,500.00 - 9,999.99
0.05
$10,000.00 - 24,999.99
0.05
$25,000.00 - 49,999.99
0.05
$50,000.00 - 99,999.99
0.05

32 - 89 Day CD, $350 minimum deposit to open

Daily Account Balance
APY %
$350.00 - 999.99
0.05
$1,000.00 - 9,999.99
0.05
$10,000.00 - 24,999.99
0.05
$25,000.00 - 49,999.99
0.05
$50,000.00 - 99,999.99
0.05

90 - 179 Day CD, $350 minimum deposit to open

Daily Account Balance
APY %
$350.00 - 999.99
0.05
$1,000.00 - 9,999.99
0.05
$10,000.00 - 24,999.99
0.05
$25,000.00 - 49,999.99
0.05
$50,000.00 - 99,999.99
0.05

180 - 364 Day CD, $350 minimum deposit to open

Daily Account Balance
APY %
$350.00 - 999.99
0.10
$1,000.00 - 9,999.99
0.10
$10,000.00 - 24,999.99
0.10
$25,000.00 - 49,999.99
0.10
$50,000.00 - 99,999.99
0.10

12 -17 Month CD, $350 minimum deposit to open

Daily Account Balance
APY %
$350.00 - 999.99
0.15
$1,000.00 - 9,999.99
0.15
$10,000.00 - 24,999.99
0.15
$25,000.00 - 49,999.99
0.15
$50,000.00 - 99,999.99
0.15

18 - 23 Month CD, $350 minimum deposit to open

Daily Account Balance
APY %
$350.00 - 999.99
0.35
$1,000.00 - 9,999.99
0.35
$10,000.00 - 24,999.99
0.35
$25,000.00 - 49,999.99
0.35
$50,000.00 - 99,999.99
0.35

24 - 35 Month CD, $350 minimum deposit to open

Daily Account Balance
APY %
$350.00 - 999.99
0.60
$1,000.00 - 9,999.99
0.60
$10,000.00 - 24,999.99
0.60
$25,000.00 - 49,999.99
0.60
$50,000.00 - 99,999.99
0.60

36 Month CD, $350 minimum deposit to open

Daily Account Balance
APY %
$350.00 - 999.99
0.75
$1,000.00 - 9,999.99
0.75
$10,000.00 - 24,999.99
0.75
$25,000.00 - 49,999.99
0.75
$50,000.00 - 99,999.99
0.75

15 Month Promotional CD, $350 minimum deposit to open

Daily Account Balance
APY
$350.00 - 999.99
4.50
$1,000.00 - 9,999.99
4.50
$10,000.00 - 24,999.99
4.50
$25,000.00 - 49,999.99
4.50
$50,000.00 - 99,999.99
4.50

18 Month Promotional CD, $350 minimum deposit to open

Daily Account Balance
APY
$350.00 - 999.99
4.55
$1,000.00 - 9,999.99
4.55
$10,000.00 - 24,999.99
4.55
$25,000.00 - 49,999.99
4.55
$50,000.00 - 99,999.99
4.55

24 Month Promotional CD, $350 minimum deposit to open

Daily Account Balance
APY
$350.00 - 999.99
4.60
$1,000.00 - 9,999.99
4.60
$10,000.00 - 24,999.99
4.60
$25,000.00 - 49,999.99
4.60
$50,000.00 - 99,999.99
4.60

Additional Time Deposit Account (CD) information

Account terms

Read our Time Deposit (CD) account terms and conditions.

Frequently asked questions about our Time Deposit Accounts (CDs)

Read our FAQs about Time Deposit Accounts (CDs)

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