Save for college with UnionBanc Investment Services

It’s more than their education. It's their future.
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529 Plans

Get an early upper-hand saving for educational expenses with a tax-advantaged 529 Plan # . Ideal for middle- to upper-income families, it could save you thousands in student loans later on.

  • Earnings are exempt from federal tax when used for qualified expenses. Non-qualified withdrawals are subject to taxes. #  

  • Contributions from family or even friends may be excludable up to federal gift & estate tax limits. ##  

  • Use the money to pay for public, private, and religious K-12 tuition as well as college.

  • 529 Plans offer high maximum contributions that vary by state.

Coverdell ESA

A Coverdell Education Savings Account (ESA), available through Union Bank # and UnionBanc Investment Services, allows you to direct your own investments.  Unlike 529 Plans, the money saved for Coverdell ESAs can be used on educational expenses other than tuition.

  • Earnings are exempt from federal tax when used for qualified expenses.  Non-qualified withdrawals are subject to taxes

  • You choose how your savings will be invested

  • The money is not limited to tuition, allowing you to pay for a wide variety of K-12 expenses

  • Contribution limits vary depending on your annual earnings

Meet with a Financial Advisor

The key to meeting your financial goals is having the right partner. Let us introduce you to your UnionBanc Investment Services Financial Advisor.

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Please refer to our Terms & Disclosures

 

Brokerage and investment advisory services offered by UnionBanc Investment Services LLC, an SEC-registered broker-dealer, investment adviser, member FINRA / SIPC, and subsidiary of MUFG Union Bank, N.A. Insurance services offered by UnionBanc Insurance Services, a division of MUFG Union Bank, N.A., having a California domicile and principal place of business at 1201 Camino Del Mar, Suite 208, Del Mar, CA 92014. California State Insurance License No. 0817733. Non-deposit investment and insurance products: • Are NOT deposits or other obligations of, or guaranteed by, the Bank or any Bank affiliate • Are NOT insured by the FDIC or by any other federal government agency • Are subject to investment risks, including possible loss of the principal amount invested • Insurance and annuities are products of the insurance carriers.

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