What is it?

The VA home loan program  is designed to supply home financing to eligible veterans and to help veterans purchase properties with low or no down payment. We also provide a VA Interest Rate Reduction Refinance loan (IRRRL)  for homeowners with existing VA mortgages.

Who is it for?

We proudly extend this unique loan to American veterans, active service military members, reservists and select surviving spouses (provided they have not remarried).

What are the benefits?

Low and no down payment required and no mortgage insurance required are two of the primary benefits of a VA home loan.

Loan details

VA loans are supported by the office of Veterans Affairs. The VA home loan program supplies home financing to eligible veterans and to help purchase properties with no down payment.

Program features:

  • No down payment required
  • No private mortgage insurance (PMI)
  • Fixed- and adjustable-rate options available
  • Loan amounts to $1,500,000
  • Refinancing options for veterans with:
    • Existing VA Loans
    • Existing conventional or FHA loans
  • Cash-out refinances up to 90% LTV

Loans subject to credit and collateral approval. Not all loan programs are available in all states for all loan amounts. Restrictions may apply. Terms and conditions subject to change. Union Bank NMLS ID #539249.

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