What is it?

With a fixed-rate loan, your payment does not change for the life of the loan, so you’ll know exactly what your monthly payment will always be.

Who is it for?

Fixed-rate loans are for people who are looking for predictability and stability in their monthly mortgage payment.

What are the benefits?

You’ll know exactly what you’ll be paying every month, while building equity in your home with every payment. Shorter terms are available to pay your loan off faster.

Loan details

Fixed-rate loans give people peace of mind knowing exactly what the payment will be every month, even if interest rates rise.

  • 10, 15, 20 and 30-year terms available for Conforming loans
  • Jumbo – 15 and 30-year terms
  • Economic Opportunity Mortgage® (EOM) – 30-year term
  • HomeReady® - 30-year term
  • FHA – 15 and 30-year term
  • VA –15 and 30-year terms

Loans subject to credit and collateral approval. Not all loan programs are available in all states for all loan amounts. Restrictions may apply. Terms and conditions subject to change.  A non-refundable $550 application fee is required.  Union Bank NMLS ID #539249.

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