Mortgages with Union Bank®

Mortgages made simpler, easier, and smarter
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Why get a mortgage with Union Bank?

Fast prequalification

The first step is also the fastest. Get prequalified in minutes.

Low rates and payments

Enjoy competitive rates and friendly, helpful advice from trusted Mortgage Consultants.

On-time closings

Sign all the final documents to close the deal and get into your new home on-time.

No closing cost options

Enjoy competitive rates as well as closings with potentially no cost.

Husband and wife looking for a mortgage online

Get prequalified for your new home

Home shopping made even sweeter with the confidence of a Union Bank home loan prequalification.

Get prequalified

Take advantage of our low rates
(Rates effective 01/27/2020 )

Conforming Fixed-Rate (30-year)

3.625 %


3.774 %


Conforming Fixed-Rate (15-year)

3.125 %


3.327 %


7/1 Amortizing ARM (30-year)

3.375 %


4.099 %


7/1 Interest-Only ARM (30-year)

4.000 %


4.169 %


10/1 Amortizing ARM (30-year)

4.125 %


4.227 %


FHA Fixed-Rate (30-year)

3.750 %


4.767 %


Get personalized solutions from our Mortgage Consultants

You have questions. We have answers. We’re more than happy to meet face-to-face to offer any help or advice throughout the home buying process.

Mortgage Payment Challenges? Learn more about options to avoid foreclosure.

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What our clients are saying

Our home loan is a big commitment. It’s tied to our house where we raise our family and is the biggest investment we will ever have. The Union bank team we worked with were friendly, fast, knowledgeable and genuinely helped us. We are now in the process of moving all our banking activity across given the great experience we have had.

Marc B.,

Pacific Palisades, CA

I have been with Union Bank for about 13 years now and they have always been willing to work with me in everything that I've gone through. So I couldn't see why this would be any different and I was right. I thank you Union Bank for the help that you have given me in the purchase of my new home.

Sherman T.,

Bakersfield, CA

Everyone who worked on making the purchase happen was excellent. The time and effort everyone put throughout whole process exceeded my expectations. Very happy with the outcome. Thanks to everyone at Union Bank.

Tamer S.,

San Jose, CA

Loans subject to credit and collateral approval. Not all loan programs are available in all states for all loan amounts. Restrictions may apply. Terms and conditions subject to change.  A nonrefundable $550 application fee is required. Union Bank NMLS ID #539249.

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