Home Equity Line of Credit with Union Bank®

Enjoy convenient access to your home's equity

Get a variable rate as low as

5.240

%

APR #

Based on rates as of  11/12/2019 .   Rate includes a 0.25% discount with automatic payments from a Union Bank account.

Why Get a Home Equity Line of Credit (HELOC) with Union Bank?

No annual fee

No application fee. No annual fee. #

Easy transfers

Transfer funds online, at a branch, or by writing checks (check minimum $500).

Convenient access

Spend up to your limit, pay down the balance, then use the line again as needed.

Ask a specialist

Have questions? We have answers. Our Home Equity Specialists are here to help. Call us at 877-286-3421.

Get a HELOC with a low variable rate

Get a HELOC with a low variable rate

Variable rate as low as

5.240 %

APR #

On lines of credit of $100,000.

Based on rates as of  11/12/2019 .
Includes a 0.25% discount for automatic payments from a Union Bank account.

Get a HELOC with 7-year initial fixed rate

Initial fixed-rate as low as

6.240 %

APR #

Fixed for 7 years on lines of credits of $250,000 to $2,000,000.

Variable rate

4.990 %

APR #

After the initial fixed-rate period and on lines of credit of $250,000 to $2,000,000.

Based on rates as of 11/12/2019 . Includes a 0.25% discount for automatic payments from a Union Bank account.

Get a real estate line of credit (RELOC) with a low variable rate

Variable rate as low as 

6.740 %

APR #

On lines of credit of $100,000. 

Based on rates as of 11/12/2019 . Includes a 0.25% discount for automatic payments from a Union Bank account.

Get personalized advice from our Home Equity Specialists.

We make it easy to get in touch. Have a Home Equity Specialist call you back when it’s most convenient for you. Call us at 877-286-3421.

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What our clients are saying

“I have never borrowed money before! There was a lot more to it than I had imagined. My Union Bank consultant was excellent at walking me through all the steps and making sure I was clear on what was needed, and aware of the status throughout the process.” 

Linda C.,

Home Equity Line of Credit

“My Union Bank consultant kept me informed every step of the way through this loan process. She called to check in with me on several occasions and answered my questions. My overall experience was excellent.”

Melissa G.,

Home Equity Line of Credit

“My Union Bank consultant went above and beyond to make this process easy and understandable. He answered all my questions thoroughly and made the process go very smoothly and quickly.”

Elaine M.,

Home Equity Line of Credit

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