A digital wallet is a contactless form of payment which allows you to use your smart phone to check-out at a payment terminal. Read our article on digital wallets to learn more.
First, you'll need to add your debit or credit card to your device's digital wallet, either Apple Pay®, Google Pay™ or Samsung Pay®. The steps are a bit different in each case, but you'll need to open the payment app on your phone and follow the instructions to add your method pf payment. Once a form of payment is added, you are ready to use your smart phone at in-store point-of-sale, in apps or online to check-out.
Many merchant payment terminals are now equipped to accept a digital wallet payment, but look for the contactless payment symbol to be sure. Then you simply tap and pay. (Some merchants pay prompt for a PIN.)