Mobile access

Enjoy 24/7 access to our mobile site. Safely and securely access accounts wherever and whenever.

Swipe smarter

Each of our credit cards utilize advanced technology for enhanced safety and protection against fraud.

Customized account alerts

Tailor your banking experience to include customized account alerts keeping you
updated and informed.

Go green

Enjoy eco-friendly digital services such as paperless banking.

Union Bank Travel Rewards Visa Credit Card Details

Earn a 20,000 introductory reward points bonus

when you make $1,500 in purchases within 3 months after account opening.

Earn 3X points

per $1 spent up to $6,000 annually on travel purchases, and 1 point per $1 spent thereafter.

Earn 2X points

per $1 spent up to $6,000 annually at restaurants, and 1 point per $1 spent thereafter.

Earn 1 point

per $1 spent on all other purchases.

0% Introductory APR†

on balance transfers for 12 months after account opening.

  After that, a variable APR, currently 13.99% to 23.99%.

†Important Pricing & Rewards Terms

3% Balance Transfer Fee†

on each transfer (minimum $10).

†Important Pricing & Rewards Terms

$0 Introductory Annual Fee†

for the first year. After that, $49.

†Important Pricing & Rewards Terms

$0 Foreign Transaction Fee†

Earn a reward bonus

of 25% when you redeem reward points into your Union Bank checking or savings account or a 50% reward bonus when you redeem reward points as a principal reduction payment to your Union Bank mortgage.

Additional Visa Credit Card Benefits

Visa Concierge Services

Offers you personalized assistance with travel and restaurant reservations, gift arrangements, business services, and more. The cost of any goods or services provided are the cardholder's responsibility.

Emergency Card Replacement/Emergency Cash Disbursement

This efficient, 24x7x365, worldwide service allows you to quickly and easily get a replacement Visa card sent to you and/or receive emergency cash at a convenient location. Please click here for a full listing of Visa Global Customer Assistance Services toll-free numbers. Restrictions, limitations and exclusions apply.

Lost/Stolen Card Reporting

Makes it easy to report a lost or stolen credit card anytime, 24x7x365, from anywhere in the world. Just call Union Bank at 1-888-642-3311, or for calls made outside of the United States and Canada please dial Country Access Code +1-844-852-2448.

Zero Fraud Liability

You won’t be held responsible for unauthorized charges made with your account or account information, if not made by you or someone allowed to use the account.  You’re protected if your Visa card is lost, stolen, or fraudulently used, online or offline.

Roadside Dispatch®

Offers you a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services, giving you peace of mind when you’re out on the road. Call 1-800-847-2869 for further details.

Auto Rental Collision Damage

Now you have one less thing to worry about when you rent a car. With your Visa card, you’re covered for damage due to collision or theft.  Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.Note: Effective February 1, 2021, your Union Bank Visa Credit Card will no longer provide Auto Rental Collision Damage Waiver benefits. All other card benefits will remain in place.

Warranty Manager Service

Double the time period of the manufacturers' warranty, up to one additional year, for eligible items purchased with your Visa card. You can also register your receipt and warranty information, which can be kept on file when you need them.Note: Effective February 1, 2021, your Union Bank Visa Credit Card will no longer provide Warranty Manager Service benefits. All other card benefits will remain in place.

Purchase Security

Add an extra level of security with your Visa card. If an eligible item you bought is stolen or damaged due to covered circumstances within 90 days of your purchase, you can be reimbursed up to $500.

This is the Union Bank Travel Rewards Card

Union Bank Travel Rewards Visa Credit Card