Up to $5K
Secured credit limit
Start building your credit history today with a secured credit limit of up to $5,000.
FICO® Score
Enjoy Free Access
Know the score that matters most with free access to your FICO® Score in Online Banking.
Union Bank Secured Visa Credit Card
Enjoy 24/7 access to our mobile site. Safely and securely access accounts wherever and whenever.
Each of our credit cards utilize advanced technology for enhanced safety and protection against fraud.
Tailor your banking experience to include customized account alerts keeping you updated and informed.
Enjoy eco-friendly digital services such as paperless banking.
Union Bank Secured Visa Credit Card Details
Up to $5,000 Secured Credit Limit
Select your credit limit from $300 up to $5,000 based on the amount of your security deposit.
$25 Annual Fee†
23.24% variable APR†
on purchases and balance transfers.
5% balance transfer fee†
on each transfer (minimum $10).
Access your FICO® Score for free
in Online Banking.
Cell Phone Protection
Now you have less to worry about when using your cell phone. Receive supplemental coverage for damage and theft (subject to exclusions, claim limits, and a $50 deductible) of your covered cell phone when you pay your monthly wireless bill with your eligible Visa card.
Additional Visa Credit Card Benefits
Brings you the convenience of fast, 24/7 assistance for questions related to Visa products.
This efficient, 24x7x365 worldwide service allows you to quickly and easily get a replacement Visa card sent to you and/or receive emergency cash at a convenient location. Please click here for a full listing of Visa Global Customer Assistance Services toll-free numbers. Restrictions, limitations and exclusions apply.
Makes it easy to report a lost or stolen credit card anytime, 24x7x365, from anywhere in the world. Just call Union Bank at 1-888-642-3311, or for calls made outside of the United States and Canada please dial Country Access Code +1-844-852-2448.
You won’t be held responsible for unauthorized charges made with your account or account information, if not made by you or someone allowed to use the account. You’re protected if your Visa card is lost, stolen, or fraudulently used, online or offline.
Add an extra level of security with your Visa card. If an eligible item you bought is stolen or damaged due to covered circumstances within 90 days of your purchase, you can be reimbursed up to $500.