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Union Bank Preferred Rewards Visa Credit Card Details
Earn a 10,000 introductory reward points bonus
when you make $1,000 in purchases within 3 months after account opening.
Earn 5X points
per $1 spent up to $6,000 the first year on digital wallet purchases, and 1 point per $1 spent thereafter.
Earn 3X points
per $1 spent up to $6,000 annually at restaurants, and 1 point per $1 spent thereafter.
Earn 2X points
per $1 spent up to $6,000 annually on gas and grocery store purchases, and 1 point per $1 spent thereafter.
Earn 1 point per $1 spent
on all other purchases.
0% Introductory APR†
on purchases and balance transfers for 12 months after account opening.
After that, a variable APR, currently 13.99% to 23.99%.
3% Balance Transfer Fee†
on each transfer (minimum $10).
$0 Annual Fee†
Earn a reward bonus
of 25% when you redeem reward points into your Union Bank checking or savings account or a 50% reward bonus when you redeem reward points as a principal reduction payment to your Union Bank mortgage.
Additional Visa Credit Card Benefits
Offers you personalized assistance with travel and restaurant reservations, gift arrangements, business services, and more. The cost of any goods or services provided are the cardholder's responsibility.
This efficient, 24x7x365, worldwide service allows you to quickly and easily get a replacement Visa card sent to you and/or receive emergency cash at a convenient location. Please click here for a full listing of Visa Global Customer Assistance Services toll-free numbers. Restrictions, limitations and exclusions apply.
You won’t be held responsible for unauthorized charges made with your account or account information, if not made by you or someone allowed to use the account. You’re protected if your Visa card is lost, stolen, or fraudulently used, online or offline.
Offers you a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services, giving you peace of mind when you’re out on the road. Call 1-800-847-2869 for further details.
Now you have one less thing to worry about when you rent a car. With your Visa card, you’re covered for damage due to collision or theft. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.Note: Effective February 1, 2021, your Union Bank Visa Credit Card will no longer provide Auto Rental Collision Damage Waiver benefits. All other card benefits will remain in place.
Double the time period of the manufacturers' warranty, up to one additional year, for eligible items purchased with your Visa card. You can also register your receipt and warranty information, which can be kept on file when you need them.Note: Effective February 1, 2021, your Union Bank Visa Credit Card will no longer provide Warranty Manager Service benefits. All other card benefits will remain in place.
Add an extra level of security with your Visa card. If an eligible item you bought is stolen or damaged due to covered circumstances within 90 days of your purchase, you can be reimbursed up to $500.