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Mobile access

Enjoy 24/7 access to our mobile site. Safely and securely access accounts wherever and whenever.

Swipe smarter

Each of our credit cards utilize advanced technology for enhanced safety and protection against fraud.

Customized account alerts

Tailor your banking experience to include customized account alerts keeping you updated and informed.

Go green

Enjoy eco-friendly digital services such as paperless banking.

Union Bank Preferred Rewards Visa Credit Card Details

Earn a 10,000 introductory reward points bonus

when you make $1,000 in purchases within 3 months after account opening.

Earn 5X points

per $1 spent up to $6,000 the first year on digital wallet purchases, and 1 point per $1 spent thereafter.

Earn 3X points

per $1 spent up to $6,000 annually at restaurants, and 1 point per $1 spent thereafter.

Earn 2X points

per $1 spent up to $6,000 annually on gas and grocery store purchases, and 1 point per $1 spent thereafter.

Earn 1 point per $1 spent

on all other purchases.

0% Introductory APR†

on purchases and balance transfers for 12 months after account opening.  After that, a variable APR, currently 18.24% to 28.24%.

†Important Pricing & Rewards Terms

3% Balance Transfer Fee†

on each transfer (minimum $10).

†Important Pricing & Rewards Terms

Additional Visa Credit Card Benefits

Visa Concierge Services

Offers you personalized assistance with travel and restaurant reservations, gift arrangements, business services, and more. The cost of any goods or services provided are the cardholder's responsibility.

Emergency Card Replacement/Emergency Cash Disbursement

This efficient, 24x7x365, worldwide service allows you to quickly and easily get a replacement Visa card sent to you and/or receive emergency cash at a convenient location. Please click here for a full listing of Visa Global Customer Assistance Services toll-free numbers. Restrictions, limitations and exclusions apply.

Lost/Stolen Card Reporting

Makes it easy to report a lost or stolen credit card anytime, 24x7x365, from anywhere in the world. Just call Union Bank at 1-888-642-3311, or for calls made outside of the United States and Canada please dial Country Access Code +1-844-852-2448.

Zero Fraud Liability

You won’t be held responsible for unauthorized charges made with your account or account information, if not made by you or someone allowed to use the account.  You’re protected if your Visa card is lost, stolen, or fraudulently used, online or offline.

Roadside Dispatch®

Offers you a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services, giving you peace of mind when you’re out on the road. Call 1-800-847-2869 for further details.

Purchase Security

Add an extra level of security with your Visa card. If an eligible item you bought is stolen or damaged due to covered circumstances within 90 days of your purchase, you can be reimbursed up to $500.

Union Bank Credit Cards: Reward Points Credit Card

Union Bank Preferred Rewards Visa Credit Card