Mobile access

Enjoy 24/7 access to our mobile site. Safely and securely access accounts wherever and whenever.

Swipe smarter

Each of our credit cards utilize advanced technology for enhanced safety and protection against fraud.

Customized account alerts

Tailor your banking experience to include customized account alerts keeping you updated and informed.

Go green

Enjoy eco-friendly digital services such as paperless banking.

Union Bank Rewards Visa Credit Card Details

Earn a 10,000 introductory reward point bonus

after you make $1,000 in purchases within 3 months after account opening.

Earn 5X points

per $1 spent up to $6,000 the first year on mobile wallet purchases, and 1 point per $1 spent thereafter.

Earn 3X points

per $1 spent up to $6,000 annually at restaurants, and 1 point per $1 spent thereafter.

Earn 2X points

per $1 spent up to $6,000 annually on gas and grocery store purchases, and 1 point per $1 spent thereafter.

Earn 1 point per $1 spent

on all other purchases.

0% Intro APR†

on purchases and balance transfers for 12 months after account opening. #   After that, a variable APR, currently 15.74% to 25.74%.

†Important Pricing & Rewards Terms

3% Balance Transfer Fee†

on each transfer (minimum $10).

†Important Pricing & Rewards Terms

Earn a reward bonus

of 25% when you redeem reward points into your Union Bank checking or savings account or a 50% reward bonus when you redeem rewards points as a principal reduction payment to your Union Bank mortgage. #

Additional Visa Credit Card Benefits

Visa Concierge Services

Offers you personalized assistance with travel and restaurant reservations, gift arrangements, business services, and more. The cost of any goods or services provided are the cardholder's responsibility.

Emergency Card Replacement/Emergency Cash Disbursement

This efficient, 24x7x365, worldwide service allows you to quickly and easily get a replacement Visa card sent to you and/or receive emergency cash at a convenient location. Please click here for a full listing of Visa Global Customer Assistance Services toll-free numbers. Restrictions, limitations and exclusions apply.

Lost/Stolen Card Reporting

Makes it easy to report a lost or stolen credit card anytime, 24x7x365, from anywhere in the world. Just call Union Bank at 888-642-3311, or for calls made outside of the United States and Canada please dial Country Access Code +1-844-852-2448.

Zero Fraud Liability

You won’t be held responsible for unauthorized charges made with your account or account information, if not made by you or someone allowed to use the account.  You’re protected if your Visa card is lost, stolen, or fraudulently used, online or offline. #

Roadside Dispatch®

Offers you a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services, giving you peace of mind when you’re out on the road. Call 800-847-2869 for further details.

Auto Rental Collision Damage

Now you have one less thing to worry about when you rent a car. With your Visa card, you’re covered for damage due to collision or theft. Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency. #

Warranty Manager Service

Double the time period of the manufacturers' warranty, up to one additional year, for eligible items purchased with your Visa card. You can also register your receipt and warranty information, which can be kept on file when you need them. #

Purchase Security

Add an extra level of security with your Visa card. If an eligible item you bought is stolen or damaged due to covered circumstances within 90 days of your purchase, you can be reimbursed up to $500.#

Image of Union Bank® Rewards Visa® Credit Card

Union Bank Rewards Visa Credit Card

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By clicking on the link below, you will leave the Union Bank website and enter a privately owned website created, operated, and maintained by another unaffiliated business. By linking to the website of this private business, Union Bank is not endorsing its products, services, or privacy or security policies. If you accept third-party goods or services advertised at our website, the third party may be able to identify that you have a relationship with us (for example, if the offer was made only through our site).

The information that this private business collects and maintains as a result of your visit to its Web site, and the manner in which it does so, may differ from the information that Union Bank collects and maintains. (Refer to the Privacy & Security section for privacy protections Union Bank provides to its Web site visitors). If you provide the business with information, its use of that inforation will be subject to that business's privacy policy. We recommend you review their information collection policy, or terms and conditions to fully understand what that business collects. We are not responsible for the information collection practices of the other Web sites that you visit and urge you to review their privacy policies before you provide them with any personally identifiable information.

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