Union Bank® Preferred Rewards™ Visa® Credit Card
3X
Earn 3 points at restaurants
Earn 3 points per $1 spent up to $6,000 annually on restaurant purchases, and 1 point per $1 spent thereafter.
10K
INTRO REWARDS BONUS
Earn a 10,000 introductory reward points bonus when you make $1,000 in purchases within 3 months after account opening.
$0
Annual Fee†
With no annual fee, spend only on what matters most to you.
Union Bank Preferred Rewards Visa Credit Card
Mobile access
Enjoy 24/7 access to our mobile site. Safely and securely access accounts wherever and whenever.
Swipe smarter
Each of our credit cards utilize advanced technology for enhanced safety and protection against fraud.
Customized account alerts
Tailor your banking experience to include customized account alerts keeping you updated and informed.
Go green
Enjoy eco-friendly digital services such as paperless banking.
Union Bank Preferred Rewards Visa Credit Card Details
Earn a 10,000 introductory reward points bonus
when you make $1,000 in purchases within 3 months after account opening.
Earn 5X points
per $1 spent up to $6,000 the first year on digital wallet purchases, and 1 point per $1 spent thereafter.
Earn 3X points
per $1 spent up to $6,000 annually at restaurants, and 1 point per $1 spent thereafter.
Earn 2X points
per $1 spent up to $6,000 annually on gas and grocery store purchases, and 1 point per $1 spent thereafter.
Earn 1 point per $1 spent
on all other purchases.
0% Introductory APR†
on purchases and balance transfers for 12 months after account opening. After that, a variable APR, currently 16.24% to 26.24%.
3% Balance Transfer Fee†
on each transfer (minimum $10).
$0 Annual Fee†
Earn a reward bonus
of 25% when you redeem reward points into your Union Bank checking or savings account or a 50% reward bonus when you redeem reward points as a principal reduction payment to your Union Bank mortgage.
Additional Visa Credit Card Benefits
Visa Concierge Services
Offers you personalized assistance with travel and restaurant reservations, gift arrangements, business services, and more. The cost of any goods or services provided are the cardholder's responsibility.
Emergency Card Replacement/Emergency Cash Disbursement
This efficient, 24x7x365, worldwide service allows you to quickly and easily get a replacement Visa card sent to you and/or receive emergency cash at a convenient location. Please click here for a full listing of Visa Global Customer Assistance Services toll-free numbers. Restrictions, limitations and exclusions apply.
Lost/Stolen Card Reporting
Makes it easy to report a lost or stolen credit card anytime, 24x7x365, from anywhere in the world. Just call Union Bank at 1-888-642-3311, or for calls made outside of the United States and Canada please dial Country Access Code +1-844-852-2448.
Zero Fraud Liability
You won’t be held responsible for unauthorized charges made with your account or account information, if not made by you or someone allowed to use the account. You’re protected if your Visa card is lost, stolen, or fraudulently used, online or offline.
Roadside Dispatch®
Offers you a 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, and locksmith services, giving you peace of mind when you’re out on the road. Call 1-800-847-2869 for further details.
Purchase Security
Add an extra level of security with your Visa card. If an eligible item you bought is stolen or damaged due to covered circumstances within 90 days of your purchase, you can be reimbursed up to $500.