Mobile Access

Enjoy 24/7 access to our mobile site. Safely and securely access accounts wherever and whenever.

Swipe Smarter

Each of our credit cards utilize advanced technology for enhanced safety and protection against fraud.

Customized Account Alerts

Tailor your banking experience to include customized account alerts keeping you updated and informed.

Go Green

Enjoy eco-friendly digital services such as paperless banking.

Union Bank Bank Freely Rewards Visa Credit Card Details

Enjoy unlimited 1.5% cash back rewards

per $1 spent on purchases.

Earn a $100 introductory cash back rewards bonus

when you make $1,000 in purchases within 3 months after account opening.

0% Introductory APR†

on purchases and balance transfers for 12 months after account opening.

  After that, a variable APR, currently 13.99% to 23.99%.

† Important Pricing & Rewards Terms

25% reward bonus

when you redeem rewards into your Union Bank checking or savings account.

50% Reward bonus

when you redeem rewards as a principal reduction payment to your Union Bank mortgage.

3% Balance Transfer Fee†

on each transfer (minimum $10).

† Important Pricing & Rewards Terms

No Overdraft Advance Fee for Credit Card Overdraft Protection†

Link your credit card to your checking account to ensure you are covered. Other Deposit Overdraft fees and terms may apply.

No Foreign Transaction Fee

Additional Visa Credit Card Benefits

Visa Concierge Services

Offers you personalized assistance with travel and restaurant reservations, gift arrangements, business services, and more. The cost of any goods or services provided are the cardholder's responsibility.

Emergency Card Replacement/Emergency Cash Disbursement

This efficient, 24x7x365, worldwide service allows you to quickly and easily get a replacement Visa card sent to you and/or receive emergency cash at a convenient location. Please click here for a full listing of Visa Global Customer Assistance Services toll-free numbers. Restrictions, limitations and exclusions apply.


Lost/Stolen Card Reporting

Makes it easy to report a lost or stolen credit card anytime, 24x7x365, from anywhere in the world. Just call Union Bank at 1-888-642-3311 or for calls made outside of the United States and Canada please dial Country Access Code +1-844-852-2448.

Zero Fraud Liability

You won’t be held responsible for unauthorized charges made with your account or account information, if not made by you or someone allowed to use the account.  You’re protected if your Visa card is lost, stolen, or fraudulently used, online or offline.

Auto Rental Collision Damage

Now you have one less thing to worry about when you rent a car. With your Visa card, you’re covered for damage due to collision or theft.  Secure and charge your rental to your covered card and decline the collision damage waiver (or loss damage waiver) offered by the rental agency.Note: Effective February 1, 2021, your Union Bank Visa Credit Card will no longer provide Auto Rental Collision Damage Waiver benefits. All other card benefits will remain in place.

Warranty Manager Service

Double the time period of the manufacturers' warranty, up to one additional year, for eligible items purchased with your Visa card. You can also register your receipt and warranty information, which can be kept on file when you need them.Note: Effective February 1, 2021, your Union Bank Visa Credit Card will no longer provide Warranty Manager Service benefits. All other card benefits will remain in place.

Purchase Security

Add an extra level of security with your Visa card. If an eligible item you bought is stolen or damaged due to covered circumstances within 90 days of your purchase, you can be reimbursed up to $500.

This is the Union Bank Bank Freely Rewards Card

Union Bank Bank Freely Rewards Visa Credit Card