Airline Incidental Fees Statement Credit

Terms and conditions

What is the Airline Incidental Fees Statement Credit benefit and how does it work?

Under the Airline Incidental Fees Statement Credit benefit, each cardholder under the Union Bank® Travel Rewards Visa Card Accounts ("Account") may receive either a discount up to $50 per calendar year for Qualifying Airline Purchases (as defined below) charged to the cardholder's Union Bank Travel Rewards Visa Card ("Cardholder Card") or a discount up to $100 per calendar year for Qualifying Airline Purchases (as defined below) charged to the cardholder's Union Bank Rewards Visa Card for The Private Bank ("Cardholder Card") .

The discount will be in the form of a statement credit to the Account and will appear on the billing statement as "Airline Fee Reimbursement" under the transactions for the Cardholder Card. To receive the statement credit, the Cardholder Card must be open and in good standing (i.e., not in default) on the date the statement credit is posted to the Cardholder Card. Please allow 6 to 8 weeks after a Qualifying Airline Purchase is charged for a statement credit to be posted to the Account. Until such time as the statement credit has posted to the Account, the Union Bank Rewards Visa Account holder is responsible for the payment of the Qualifying Airline Purchase that has been charged to Cardholder Card and appears on the billing statement.

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible US-Domestic Airline Carriers (each an "Eligible Airline") and include: seat upgrade charges, ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, airline lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and may vary depending on the airline.

Airline ticket purchases, mileage point purchases, mileage points, transfer fees, gift cards, duty free purchases, award tickets and fees incurred with airline alliance partners do not qualify as Qualifying Airline Purchases. Airline lounge fees not affiliated with airlines and transactions made with travel agencies are also not deemed to be Qualifying Airline Purchases. All incidental airline fees must be separate charges from airline ticket charges and must be made with an Eligible Airline.

To qualify as a Qualifying Airline Purchase, the transaction must:

  1. Be completed using the full 16-digit number of the Cardholder Card;
  2. Post to the Account during the calendar year; and
  3. Be identified as a Qualifying Airline Purchase, based on the information available on Visa's proprietary network (VisaNet). The Eligible Airline must submit the incidental airline fee transaction under the appropriate merchant code, industry code, or required service or product identifier for the transaction to be identified as a Qualifying Airline Purchase transaction. Union Bank and Visa rely on the airlines to submit the correct information on airline transactions, so please call the telephone number on the back of your card if a statement credit has not posted to the Account within 6 to 8 weeks from the date the Qualifying Airline Purchase was charged to the Cardholder Card.

This offer cannot be combined with any other Union Bank promotional reward offers. The maximum statement credit amount for each Cardholder Card under the Account per calendar year is either $50 for the Union Bank Travel Rewards Visa Card or $100 for the Union Bank Rewards Visa Card for The Private Bank.

Union Bank and Visa reserve the right to modify or cancel this offer at any time and without notice. Qualifying Airline Purchases made prior to the cancellation of this offer and charged to the Cardholder Card will receive the statement credit as stated above.

What is the Airline Incidental Fees Statement Credit?

Under the Airline Incidental Fees Statement Credit program, each Union Bank Travel Rewards Visa cardholder may either receive a discount of up to $50 for the Union Bank Rewards Visa Card or $100 for the Union Bank Rewards Visa Card for The Private Bank per calendar year for Qualifying Airline Purchases charged to the Cardholder Card. The discount will be in the form of a statement credit to the Cardholder Card Account and will appear on the billing statement as “Airline Fee Reimbursement” under the applicable cardholder’s transactions. No enrollment necessary in this benefit.

What is a Qualifying Airline Purchase?

Qualifying Airline Purchases are defined as incidental airline fee transactions made at eligible U.S.-Domestic Airline Carriers (“Eligible Airline”) and may include: seat upgrade charges, ticket change/ cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, airline lounge membership fees and day passes, onboard wireless charges (excluding Gogo Wireless), and may vary depending on the airline. To qualify as a Qualifying Airline Purchase, the transaction must meet all of the following requirements:

  • Be completed using the cardholder’s full 16-digit Union Bank Travel Rewards Visa Card number or Union Bank Rewards Visa Card for The Private Bank Card number and with an Eligible Airline;
  • Be a separate charge from any airline ticket charge;
  • Post to the Cardholder Card Account during the calendar year;
  • Be identified as a Qualifying Airline Purchase, based on the information available on Visa’s proprietary network (VisaNet) and be submitted by the Eligible Airline under the appropriate merchant code, industry code, or required service or product identifier for the transaction to be identified as a Qualified Airline Purchase transaction.

What is not a Qualifying Airline Purchase?

Airline ticket purchases, mileage point purchases, mileage points, transfer fees, gift cards, duty free purchases, award tickets and fees incurred with airline alliance partners do not qualify as Qualifying Airline Purchases. Airline lounge fees not affiliated with an Eligible Airline and transactions made with travel agencies are also not considered Qualifying Airline Purchases.

What is an Eligible Airline?

Eligible Airlines include the top-10 U.S. Domestic airline carriers and the list is subject to change at any time without notice.

What is the maximum statement credit I can receive?

The maximum statement credit is either $50 for the Union Bank Travel Rewards Visa Card or $100 for the Union Bank Rewards Visa Card for The Private Bank per calendar year.

How long does it take for the statement credit to appear on the Cardholder Card Account statement?

Please allow 6 to 8 weeks after a Qualifying Airline Purchase is charged for a statement credit to be posted to the Cardholder Card Account. Until such time as the statement credit has been posted to the Account, the Cardholder Card Account holder is responsible for the payment of the Qualifying Airline Purchase that has been charged to the Cardholder Card and that appears on the billing statement.

What if I do not receive my statement credit?

Union Bank and Visa rely on the Eligible Airline to submit the correct information on airline transactions. Please call Union Bank Customer Service at the telephone number on the back of your card if a statement credit has not posted to the Account within 6 to 8 weeks from the date the Qualifying Airline Purchase was charged to the Cardholder Visa Card.

Do I have to use my Union Bank Rewards Visa Card to take advantage of this benefit?

Yes – all Qualifying Airline Purchases must be made using your Union Bank Rewards Visa Card or Union Bank Rewards Visa Card for The Private Bank.

Is this benefit available for international airline carriers?

In order to take advantage of this benefit, Qualifying Airline Purchase, transactions must be made with Eligible Airlines, which include the top-10 U.S. Domestic Airline Carriers only. Incidental airline purchases made on international air carriers, such as Air France, Virgin Atlantic and British Airways, do not qualify.

What else do I need to know about this benefit?

To receive the statement credit for a Qualifying Airline Purchase, both the Union Bank Rewards Visa Card Account or Union Bank Rewards Visa Card for The Private Bank and the card issued under the Account on which the Qualifying Airline Purchase has been charged must be open and in good standing (i.e., not in default) on the date the statement credit is posted. This benefit cannot be combined with any other Union Bank promotional reward offers. Union Bank and Visa reserve the right to modify or cancel this benefit at any time and without notice. Qualifying Airline Purchases made prior to the cancellation of this benefit and charged to a Cardholder Card will receive the statement credit as stated above.

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