Additional checking account information
Monthly and ATM fees
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| Monthly Service Charge | $0 |
| ATM fees: Union Bank ATM transactions | None |
| ATM fees: Non-Union Bank ATM transactions
| We will rebate the first two ATM surcharges assessed by non-Union Bank ATM owners or operators per statement period |
| Paper statement fee | None |
Overdraft Fees
$33 per Debit for each Debit/Item whether paid (Overdraft Item Paid) or returned (Overdraft Item Returned) when there is an insufficient Available Balance in the account or through an Overdraft Protection service. No more than 5 Debits will be charged an Overdraft Fee during a single day (max. $165 per day). Fees applicable to overdrawn balances of $5.00 or more.
$6 Continued Overdraft Fee per Business Day charged beginning on the seventh calendar day that the account is continuously overdrawn for any overdraft amount; $30 maximum for each period of continued overdraft.
$0 Overdraft Protection Transfer Fee when linked to an eligible checking, money market or savings account.
See Overdraft Choices for information about overdraft services that may have a lower total cost than Overdraft Fees.
Overdraft Choices
Learn more about Overdraft Choices.
Debit card information
The contactless-enabled Union Bank® Debit Mastercard® offers you a convenient and secure way to access your money and make payments. Make purchases quickly and easily online, by phone, or at millions of merchant locations worldwide.
Pay your bills over the phone or online.
Make purchases wherever Apple Pay®, Google PayTM, or Samsung Pay® are accepted. Learn how to add your card.
Access cash at ATMs around the world.
Account terms
Read account terms and conditions here.
Checking FAQ
Read checking account FAQs here.
Banking forms
Locate all forms and dispute information here.
Routing information
| Bank Location | Bank Routing Number |
|---|---|
| California | 122000496 |
| Oregon | 123000068 |
| Washington | 125000118 |
SWIFT information
| Wire type | Routing number |
|---|---|
| Fed Routing Number | 122000496 |
| International Wire Payments - SWIFT Code | BOFCUS33MPK |
Order checks
At Union Bank it is easy to order your checks online, by phone, or at a branch.
Online - visit deluxe.com to place an order, view your order history, verify the order status, change check designs, and more.
Phone - call 1-800-238-4486 to order checks or make address and name changes.
Branch - visit your nearest Union Bank branch to order new checks, reorder checks, make address or name changes, and more.
For account information details and terms and conditions governing our deposit accounts, see our Bank Freely Product Guide, Personal Accounts & Services Disclosure and Agreement, and Personal Accounts Fee Schedule. Accounts opened online are considered California accounts regardless of state of residence.