Every little bit helps – enjoy no Monthly Service Charge with a Bank Freely Checking Account.
Two rebates for non-Union Bank ATM fees per statement period.
No Overdraft Fees for overdrawn balances less than $5.
Read our product guide for more information about this Bank Freely checking account.
Contactless-enabled Union Bank® Debit Mastercard® offers you a convenient and secure way to access your money and make payments and purchases with ApplePay®, GooglePay™, and Samsung Pay.® Learn more about digital wallet.
Safely and conveniently check your account balance, transfer funds, and deposit checks all from your mobile device.
Additional Bank Freely™ checking account information
Monthly checking account and ATM fees
Click to Download the Product Guide (PDF)
Monthly Service Charge
ATM fees: Union Bank ATM transactions
ATM fees: Non-Union Bank ATM transactions
We will rebate the first two ATM surcharges assessed by non-Union Bank ATM owners or operators per statement period
Paper statement fee
$33 per Debit for each Debit/Item whether paid (Overdraft Item Paid) or returned (Overdraft Item Returned) when there is an insufficient Available Balance in the account or through an Overdraft Protection service. No more than 5 Debits will be charged an Overdraft Fee during a single day (max. $165 per day). Fees applicable to overdrawn balances of $5.00 or more.
$6 Continued Overdraft Fee per Business Day charged beginning on the seventh calendar day that the account is continuously overdrawn for any overdraft amount; $30 maximum for each period of continued overdraft.
$0 Overdraft Protection Transfer Fee when linked to an eligible checking, money market or savings account.
See Overdraft Choices for information about overdraft services that may have a lower total cost than Overdraft Fees.
Debit card information
The contactless-enabled Union Bank® Debit Mastercard® offers you a convenient and secure way to access your money and make payments. Make purchases quickly and easily online, by phone, or at millions of merchant locations worldwide.
Pay your bills over the phone or online.
Make purchases wherever Apple Pay®, Google PayTM, or Samsung Pay®are accepted. Learn how to add your card.
Access cash at ATMs around the world.
Checking account FAQs
Bank Routing Number
Fed Routing Number
International Wire Payments - SWIFT Code
At Union Bank it is easy to order your checks online, by phone, or at a branch.
Online - visit deluxe.com to place an order, view your order history, verify the order status, change check designs, and more.
Phone - call 1-800-238-4486 to order checks or make address and name changes.
Branch - visit your nearest Union Bank branch to order new checks, reorder checks, make address or name changes, and more.
For account information details and terms and conditions governing our deposit accounts, see our Bank Freely Product Guide, Personal Accounts & Services Disclosure and Agreement, and Personal Accounts Fee Schedule. Accounts opened online are considered California accounts regardless of state of residence.