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Union Bank Rewards
Visa® Credit Card
Union Bank 
Visa® Credit Card
Union Bank Secured
Visa® Credit Card
Choice of Credit Cards


This Is the Credit Card for You if You Want... Rewards Low Interest Rate To Build Credit
Rewards
  • 2 points for every $1 spent up to $6,000 annually on grocery store purchases and 1 point for every $1 spent thereafter###DISCLAIMER:2_0 UB Credit Card - See Rewards and Terms###
  • 1 point for every $1 spent on all other purchases###DISCLAIMER:2_0 UB Credit Card - See Rewards and Terms###
  • 25% reward bonus when you redeem rewards points in the form of a deposit to your Union Bank checking, savings, or money market account.###DISCLAIMER:2_0 UB Credit Card - See Rewards and Terms###
  • 50% reward bonus when you redeem rewards points as a principal reduction payment to your Union Bank mortgage.###DISCLAIMER:2_0 UB Credit Card - See Rewards and Terms###
N/A N/A
APR for Purchases 15.24% to 25.24% APR, based on your creditworthiness.

APR will vary with the market based on the Prime Rate
Summary of Credit Terms
0% Intro APR
for the first 12 billing cycles

Following the Intro period, your APR will be 11.24% to 21.24% APR based on your creditworthiness

APR will vary with the market based on the Prime Rate
Summary of Credit Terms
20.24% variable APR

APR will vary with the market based on the Prime Rate
Summary of Credit Terms
APR for Balance Transfers 0% Intro APR
for the first 12 billing cycles###DISCLAIMER:2_0 UB Credit Card - Additional info compare###

Following the Intro period, your APR will be 15.24% to 25.24% APR based on your creditworthiness

APR will vary with the market based on the Prime Rate
Summary of Credit Terms
0% Intro APR
for the first 12 billing cycles###DISCLAIMER:2_0 UB Credit Card - Additional info compare###

Following the Intro period, your APR will be 11.24% to 21.24% APR based on your creditworthiness

APR will vary with the market based on the Prime Rate
Summary of Credit Terms
20.24% variable APR###DISCLAIMER:2_0 UB Credit Card - Additional info compare###

APR will vary with the market based on the Prime Rate
Summary of Credit Terms
Balance Transfer Fee 3% Intro balance transfer fee on each transaction (minimum $10) for the first 12 billing cycles 

Following the Intro period, 5% of each transaction (minimum $10)
Summary of Credit Terms
3% of each transaction (minimum $10)
Summary of Credit Terms
5% of each transaction (minimum $10)
Summary of Credit Terms
Annual Fee $0
Summary of Credit Terms
$0
Summary of Credit Terms
$25
Summary of Credit Terms
Online Account Access Yes Yes Yes
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Important Information
In order to keep these great rates, you must make all payments when due, stay within your credit limit, and not have any payments dishonored for any reason. If any of these things happen, the Penalty APR of up to 29.99% may be applied to all balances, including balance transfers. The Penalty APR may apply indefinitely. The cardholder agreement gives us the right to change account terms for any reason, subject to applicable law, including if your credit profile changes. We may apply your payments in the order we choose from time to time. We must, however, comply with applicable law governing application of your payments. Currently, this means that if you make a payment in excess of the required minimum payment, we must apply the excess amount first to your Balance Category with the highest Annual Percentage Rate. Any remaining portion of that excess amount must be applied to your other Balance Categories in descending order based on their applicable Annual Percentage Rates.