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Union Bank American Express® Cards

Earn Cash on Purchases

Get the credit card that pays you back.

Union Bank American Express® Card Union Bank GraphiteSM American Express® Card
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Summary of Credit Terms Summary of Credit Terms
  • 3% cash back on qualifying airline purchases2
  • 2% cash back on qualifying gas and grocery purchases2
  • 2% cash back on qualifying gas and grocery purchases2
  • 1% cash back on all other qualifying purchases2
    • No annual caps on cash back
  • 1% cash back on all other qualifying purchases2
    • No annual caps on cash back
  • No Annual Fee1
  • No introductory Annual Fee for the first year, $99 each year thereafter
  • Introductory 0% APR1 on purchases and balance transfers for the first 12 billing cycles after your account is opened
  • Introductory 0% APR1 on purchases and balance transfers for the first 12 billing cycles after your account is opened
  • After the introductory rates expire, keep saving with a variable APR between 13.99% and 19.99% based on the Prime Rate, depending on how you meet our credit criteria
  • After the introductory rates expire, keep saving with a variable APR between 13.99% and 19.99% based on the Prime Rate, depending on how you meet our credit criteria
  • No Foreign Transaction Fees1
  • Discounted Companion Airline Tickets at annual renewal3


Additional Union Bank American Express Card Benefits

  • FirstGuard® fraud and identity theft protection.
  • Plan trips with confidence, thanks to comprehensive travel insurance, such as travel accident insurance, supplemental car rental insurance, and roadside assistance built into your Card at no extra cost.3
  • Enjoy exceptional value and extraordinary service with Travel Privileges brought to you by American Express.4 Take advantage of competitive rates and/or complimentary amenities from thousands of leading hotels and major airlines, cruise lines, and car rental partners around the world.
  • Extended Warranty3 doubles most manufacturers' original U.S. warranties on items you purchase with your Card -- for up to 12 additional months.

Important Information

Please note in order to keep these great rates, you must make payments when due and be sure payments are not dishonored for any reason. Introductory rates do not apply to cash advances. An introductory balance transfer fee of 3% for the first 12 billing cycles applies to each balance transfer that you make with this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10). We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.

These cards are issued by First Bankcard, a division of First National Bank of Omaha, pursuant to a license from American Express. American Express is a federally registered service mark of American Express.