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Savings & Money Market

Solutions for Every Savings Goal

Whether you're saving for the first time or adding to a longer term savings goal, we have the solutions to help you achieve your goals. 
 
Savings account features:
  • Open a Regular Savings account with just $50
  • Earn tiered variable interest rates, compounded daily
  • Link your savings account to your checking account for Overdraft Protection###DISCLAIMER:2_0 MoneyMarket Transfer Limits-long###
  • Earn higher rates with Union Bank Preferred SavingsSM, with a minimum opening deposit of $10,000 when you maintain a minimum balance and link it to your personal checking account
  • Open special Youth Banking accounts  
MoneyMarket Account features:
  • Open our MoneyMarket Account with $2,500 and earn competitive rates
  • Write up to six checks per monthly statement period###DISCLAIMER:2_0 MoneyMarket Transfer Limits-long###
  • Link your MoneyMarket Account to your checking account for Overdraft Protection###DISCLAIMER:2_0 MoneyMarket Transfer Limits-long###
  • Earn tiered variable interest rates, compounded monthly
  • Earn interest based on the combined balance of your High Rate MoneyMarket AccountSM and your linked personal checking account
Our Savings and MoneyMarket Accounts provide:
  • Monthly service charges may be waived with qualifying minimum balance
  • Combined statements available for savings, checking, and money market accounts
  • Online account opening and access night and day, as well as Telephone Banking
  • Automatic transfer feature available from your checking account###DISCLAIMER:2_0 MoneyMarket Transfer Limits-long###
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Youth Banking

Help Your Children Learn About Money Management

Union Bank youth accounts are designed to grow as your children grow, encouraging them to save money and learn how to make good financial decisions early in life:
  • Kidz Savings: For children 8-12, opening a Kidz Savings account introduces your child to the importance of saving in a way that’s fun and rewarding.###DISCLAIMER:2_0 MoneyMarket Transfer Limits###
  • Teen Savings: For teens 13-17, opening a Teen Savings account rewards your teen with more control over savings and spending, offering an ATM card and online banking day and night.###DISCLAIMER:2_0 MoneyMarket Transfer Limits###
  • Teen Access®: For teens 13-17, opening a Teen Access checking account gives your teen greater independence and the opportunity to manage his or her own money.

These accounts must be jointly owned by an adult. 

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CDs

Earn a Guaranteed Interest Rate

A time deposit (CD) is a great fit when you don't need immediate access to your funds and want a steady rate of return.###DISCLAIMER:2_0 Early Withdrawal Penalty### We also offer several options designed for IRAs. With CD laddering, you can stagger the maturity dates of several CDs, so you can maximize your returns and plan for access to your funds.

CD features:
  • Flexible term lengths depending on the amount of your opening deposit (from seven-day to five-year terms)
  • Fixed interest rates (View rates)
  • FDIC insured up to the permissible limit
Use our CD Interest Earnings Calculator###DISCLAIMER:2_0 Union Bank Calculators### to help you estimate how much interest your CD will earn.

For other retirement and investment products, please visit our Retirement Solutions.
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Retirement/IRAs

Help Your Retirement Nest Egg Grow

Union Bank offers a comprehensive array of fixed and variable interest rate options for your retirement savings.###DISCLAIMER:2_0 Early Withdrawal Penalty IRA### These deposit products are FDIC insured up to the permissible limits.

Retirement savings options:
  • IRA MoneyMarket Savings Accounts with tiered variable interest rates
  • Fixed-rate CDs
  • Variable-rate CD
Open a Bonus Rate Rollover IRA CD with $25,000 or more and earn an extra 0.25 percent:
  • Earn the extra 0.25 percent for the first year on Bonus Rollover IRA CDs with terms of 36-59 months
  • Earn the extra 0.25 percent for the first two years on Bonus Rollover IRA CDs with terms of 60-120 months

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ACCOUNT ALERTS

Stay on top of your latest account activity.

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YOUTH BANKING

Encourage your children to start learning about financial responsibility early with accounts designed specially with them in mind.

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tcm:9-41610 Switching Is Easy More
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tcm:9-41528 Help meet your savings goals. More
tcm:9-50787 Overdraft Protection Learn more
Choose the overdraft service that is right for you.