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Find the overdraft services you're looking for

Overdraft Protection and Coverage Services

Union Bank provides several plans for overdraft protection and overdraft coverage to help you avoid returned items and other added fees:

OVERDRAFT PROTECTION
Deposit Overdraft Protection
  • Link your eligible checking, savings or money market account to your checking account and funds will be automatically moved to cover your overdraft. Fees may apply.
Overdraft Protection Linked to a Union Bank Credit Card
  • Link your Union Bank credit card to your checking account and funds will be automatically moved to cover your overdraft. Fees may apply.
Cash Reserve Account
  • Link your Cash Reserve Account to your checking account and funds will be automatically moved to cover your overdraft. Fees may apply.

OVERDRAFT COVERAGE
Standard Overdraft Coverage
  • We may cover your checks, automatic bill payments and other transactions (at our discretion) when you don't have sufficient funds in your account. Fees may apply.
Debit Card Overdraft Coverage
  • We may cover your ATM withdrawals and one-time ATM/debit card purchases (at our discretion) when you don't have sufficient funds in your account. Fees may apply.

Call us at 1-877-278-7088 or visit your nearest branch office and let us help you choose the overdraft service that's right for you.
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tcm:9-41610 Switching Is Easy More
Switching your accounts to Union Bank is as easy as one, two, three.