Overdraft Protection and Overdraft Coverage Services
Union Bank
® provides several services for Overdraft Protection and Overdraft Coverage to help you avoid returned transactions and other added fees.
| OVERDRAFT PROTECTION |
Deposit Overdraft Protection
- Link your eligible checking, savings or money market account to your checking account and funds will be automatically moved to cover Debits when you don't have enough money in your account. Fees may apply.
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Overdraft Protection Linked to a Union Bank Credit Card
- Link your Union Bank Credit Card to your checking account and funds will be automatically moved to cover Debits when you don't have enough money in your account. Fees may apply.
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Cash Reserve Account
- Link your Cash Reserve Account to your checking account and funds will be automatically moved to cover Debits when you don't have enough money in your account. Fees may apply.
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| OVERDRAFT COVERAGE |
Standard Overdraft Coverage
- We may cover your checks, automatic bill payments and other transactions (at our discretion) when there is not a sufficient Available Balance in your account. Fees may apply.
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Debit Card Overdraft Coverage
- We may cover your ATM withdrawals and one-time ATM/debit card purchases (at our discretion) when there is not a sufficient Available Balance in your account. Fees may apply.
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Call us at 1-800-238-4486 or visit your nearest branch and let us help you choose the overdraft service that's right for you.
To enroll in Overdraft Protection Linked to a Union Bank Credit Card, call 1-888-642-3311.
