Overdraft Services

Overdraft Services

Union Bank provides several plans for overdraft protection and overdraft coverage to help you avoid returned items and other added fees:

OVERDRAFT PROTECTION
Deposit Overdraft Protection Link your eligible checking, savings or money market account to your checking account and funds will be automatically moved to cover your overdraft. Fees may apply.
Overdraft Protection Linked to a Union Bank Credit Card Link your Union Bank credit card to your checking account and funds will be automatically moved to cover your overdraft. Fees may apply.
Cash Reserve Account Link your Cash Reserve Account to your checking account and funds will be automatically moved to cover your overdraft. Fees may apply.

OVERDRAFT COVERAGE
Standard Overdraft Coverage We may cover your checks, automatic bill payments and other transactions (at our discretion) when you don't have sufficient funds in your account. Fees may apply.
Debit Card Overdraft Coverage We may cover your ATM withdrawals and one-time ATM/debit card purchases (at our discretion) when you don't have sufficient funds in your account. Fees may apply.

Call us at 1-877-278-7088 or visit your nearest branch office and let us help you choose the overdraft service that's right for you.

Stay on Top of Your Latest Account Activity

Account alerts are an easy way to monitor your account information the way you want, when you want.###DISCLAIMER:2_0 Account Alerts###

Choose which alerts you would like to receive and how you would like them delivered: by email or text message. Examples of alerts available include:

• Current balance notice
• Nonsufficient funds notice
• Account balance is less than a specified amount
• Bill payment has been sent

Set up to 10 different alerts for each of your accounts. All you need to get started is a Union Bank checking, savings, or money market account and a mobile device or computer.

To start receiving account alerts, sign on to Online Banking and select Alerts under My Summary.