Overdraft Protection and Coverage Services
Union Bank provides several plans for overdraft protection and overdraft coverage to help you avoid returned items and other added fees:
| OVERDRAFT PROTECTION |
Deposit Overdraft Protection
- Link your eligible checking, savings or money market account to your checking account and funds will be automatically moved to cover your overdraft. Fees may apply.
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Overdraft Protection Linked to a Union Bank Credit Card
- Link your Union Bank credit card to your checking account and funds will be automatically moved to cover your overdraft. Fees may apply.
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Cash Reserve Account
- Link your Cash Reserve Account to your checking account and funds will be automatically moved to cover your overdraft. Fees may apply.
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| OVERDRAFT COVERAGE |
Standard Overdraft Coverage
- We may cover your checks, automatic bill payments and other transactions (at our discretion) when you don't have sufficient funds in your account. Fees may apply.
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Debit Card Overdraft Coverage
- We may cover your ATM withdrawals and one-time ATM/debit card purchases (at our discretion) when you don't have sufficient funds in your account. Fees may apply.
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Call us at 1-877-278-7088 or visit your nearest branch office and let us help you choose the overdraft service that's right for you.
