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Long-Term Care Planner

Long-term care is needed by those who can't perform the basic tasks required to take care of themselves, including people suffering from a debilitating illness or chronic injury. The need for long-term care can arise unexpectedly and create a large financial burden.

1. Information Entry 2. Summary Results 3. Detailed Report
* Estimated Daily Cost:  
Inflation Rate:  
* Years of Long-term Care:  
Funds Currently Available:  
    * Indicates a required field

Description of Terms

Estimated Daily Cost

This is your current estimated cost of long-term care. The national average is currently about $160 per day in a nursing home, but can be higher or lower depending on a variety of factors, including your specific medical requirements and where you live. This amount is adjusted annually by the calculator to account for inflation.

Years of Long-term Care

The number of years you expect to require long-term care. The average stay in a nursing home is about 2.5 years, but can vary considerably.

Inflation Rate

What you expect for the average long-term inflation rate.

Funds Currently Available

The total amount that you have saved or invested that would be available to pay for long-term care expenses.

Insurance products offered through UnionBanc Insurance Services (CA Insurance License #0817733), a division and dba of MUFG Union Bank, N.A. having a California domicile and principal place of business at 1201 Camino Del Mar, Suite 200, Del Mar, CA 92014:

Are NOT insured by the FDIC or by any other federal government agency

  • Are NOT Bank deposits
  • Are NOT guaranteed by the Bank or any Bank Affiliate
  • Variable Life Insurance and Variable Annuity Products MAY lose value
  • Are products of the insurance carrier