Union Bank Home Mortgage Accounts

Learning Center – Mortgage FAQs

Home Mortgages

What are the ‘Make a Payment’ Terms and Conditions?

Funds for this transaction must be available in your bank account. If there are insufficient funds when your payment is scheduled to be drafted, your bank will return the electronic payment, the payment will be reversed from your account, and the fees will be automatically assessed for insufficient funds, as permitted by law.

What are Autopay Terms and Conditions?

Enjoy the convenience of automatic payment deduction and take the worry out of making your payment on time.

  • Eliminate the need to write a check
  • Avoid mail delays
  • Never risk missing a mortgage payment

Payments will be deducted monthly unless enrollment is cancelled or loan is paid in full. If you have questions regarding Recurring Payment Drafting service, please contact our Customer Service Center at (800) 237-0561.

Disclosure

The online Recurring Payment Drafting service automatically drafts your scheduled payment from your bank account on a monthly basis. By signing up for our Recurring Payment Drafting service, you authorize us to initiate drafts from the checking or savings account that you specified at time of enrollment. Your mortgage payment draft will occur on the specified date each month or the next business day if the specified day is a non-business day.  If additional principal payment amount is selected, it will continue on a monthly basis.

Funds for this transaction must be available in your bank account. If there are insufficient funds when your payment is scheduled to be drafted, your bank will return the electronic payment, the payment will be reversed from your account, and the fees will be automatically assessed for insufficient funds, as permitted by law.

Certain rights and obligations with respect to preauthorized electronic fund transfers are governed by the rules and regulations of your depository Bank.

If you have questions regarding Recurring Payment Drafting service, please contact our Customer Service Center at (800) 237-0561.

How far in advance should I deactivate a Recurring Payment?

Deactivate Recurring Payment Drafting

Please be advised that you must cancel your Recurring Payment Drafting at least 5 business days prior to the scheduled draft date to ensure the payment is not drafted from your account.

Certain rights and obligations with respect to preauthorized electronic fund transfers are governed by the rules and regulations of your depository Bank.

If you have questions regarding Recurring Payment Drafting service, please contact our Customer Service Center at (800) 237-0561.

Delivery Preferences

Your delivery preference for mortgage statements has been selected in the My Mortgage Portal application.  Please ensure that your email address is correct within your profile.  If you have any questions, please contact us at (800) 237-0561.