Are there Demos for Online Banking?
What features does this service offer?
With Online Banking you can pay bills; transfer funds between Union Bank® accounts; transfer funds from and to external bank accounts; and view your account balances, transactions, statements, paid checks, deposited checks, and deposit slips.
How do I get started?
You may sign up for Online Banking today if you have a Union Bank checking, savings or a money market account or a UnionBanc Investment Services (UBIS) Portfolio Connection® account. You can access Online Banking immediately with your debit or ATM card and PIN or your telephone banking PIN. Sign up now to get started.
If I don't have a Union Bank debit or ATM card, can I still sign up for Online Banking?
Yes. You can also enroll with a telephone banking PIN which you can obtain at a branch. If you do not have a Union Bank debit or ATM card or a telephone banking PIN, you can still sign up for Online Banking here. After you have enrolled, we will mail a User ID and temporary password to you.
What is my password?
Your Online Banking password is a combination of letters and numbers that you select. It is separate from your PIN.
Which accounts can I access with Online Banking?
How do I change my address?
Sign on to Online Banking, go to Profile and select Change Address. Or call us at 1-800-238-4486 and speak to a Customer Service Representative.
What is my User ID?
Your User ID is a unique identifier that can be a a combination of letters and numbers that you select to identify yourself to us when you sign on to Online Banking.
What do I do if I forget my password?
Click on the Forgot Password link on the password page. Follow the steps to select a new password.
How do I change my password?
Sign on to Online Banking, go to Profile, then select Change Password.
Who can I pay with Online Bill Pay?
You can make a payment to any individual, business, or merchant with a United States address. We strongly advise against using Bill Pay to pay your taxes, as local, state, and federal agencies frequently require that coupons accompany these payments. Union Bank will not be liable for any penalties resulting from late or missing tax payments.
When are online bill payments debited from my account?
Payments you schedule are paid in one of three ways:
What happens if the payment doesn't make it on time or the merchant doesn't receive it?
First, call the merchant to verify whether the payment was received. If not, sign on to Online Banking and then view the status of the payment. If you have questions or need to file a claim, call us at 1-800-238-4486 with the information. We will contact your merchant, investigate the problem, and provide you with a resolution within five business days.
How can I learn more about Online Bill Pay?
From which accounts can I pay bills?
Bill Pay is available for any Union Bank checking account or money market account, as well as for the UBIS Portfolio Connection account from UnionBanc Investment Services. Please note there are transaction limitations for money market accounts. Excess Activity Charges may apply. Transactions utilizing the UBIS Portfolio Connection account may involve the liquidation of portfolio holdings if there is not enough uninvested cash in the UBIS Portfolio Connection account to cover the requested transaction. These liquidations will incur standard brokerage fees. Fees may apply for special services such as same day or next day payments.
What transfers can I make?
You can transfer funds to or from eligible Union Bank accounts you own. You can also set up external transfers to and from checking, savings or money market accounts that you own. Personal customers can also transfer funds to accounts they do not own, either at Union Bank or other financial institutions. You can make one-time or recurring transfers and even schedule multiple transfers at once to save time. Fees may apply for special services such as same day or next day transfers.
Is there a cutoff time for transfers?
Most transfers can be made until midnight each business day. Transfers to or from external accounts you own must be submitted by 10 p.m. Pacific Time. Transfers submitted after the cut off times are initiated the following business day.
How does Union Bank protect my information?
To safeguard all financial and personal information, Union Bank:
Which web browser should I use?
How secure is this service? How do I know my information is protected?
Our Union Bank team of technical security specialists continually work to ensure that all financial transactions, data transmissions, and communications remain fully secure by accepting only browsers with 128-bit encryption.
What is encryption?
Encryption systems scramble electronic communications and information and allow users to communicate on the Internet with confidence, knowing their security and privacy are protected. We use 128-bit encryption, which provides powerful protection for Internet transactions.
Can I use Online Banking with my smartphone or iPad?
Yes, you can access Mobile Banking two ways:
When can I access Online Banking?
All Online Banking features are available at all times except during system updates. These typically occur as follows (PT):
Are there other times when the system may be unavailable?
Access to the service may also be unavailable without notice for the following reasons:
How early in the day can I access updated account balance and transaction information?
Union Bank updates your account information by 6:00 a.m. (PT) Tuesday through Friday and by 8:00 a.m. (PT) on Saturdays, except on bank holidays. There is no update on Sunday or Monday. All transactions completed on Saturday, Sunday, and Monday are included in the Tuesday morning update.
What is the fee for Online Banking?
There is no charge for enrolling in Online Banking, or Online BillPay. Fees may apply for special services, such as same day or next day transfers or payments.
Online Banking with Quicken® and QuickBooks®
Banking With Quicken® or QuickBooks®
Union Bank® customers who are users of Quicken or QuickBooks software packages from Intuit have multiple methods available for using these products to access their Union Bank® account information including Web Connect, and Express Web Connect.
This method allows customers to manually download files from the Union Bank Online Banking service to record their transactions and account balances. Union Bank recommends this approach for account data downloads. We also recommend that customers use the Union Bank Online Banking service to pay bills and make transfers. Click here to register for Union Bank Online Banking.
Express Web Connect
With this method customers enter their Union Bank Online Banking User ID and Password directly into their Quicken software. The software uses this information to connect directly to the Union Bank Online Banking service. The software then downloads account transaction and balance information on the customer’s behalf. Union Bank has found this method to be unreliable and recommends that customers not use it.
Are there fees for Web Connect?
Union Bank does not charge fees for Web Connect.
How reliable is Web Connect for data downloads?
Web Connect has proven to be a very effective method to download data.
How do I get started with Web Connect?
For the data download to Quicken or QuickBooks, sign on to Online Banking, go to “Account Detail”, and select "Download Account Detail."
Are there fees for Express Web Connect?
Union Bank does not charge fees for Express Web Connect. Note this is a service provided by Intuit and is available for Quicken only.
Why won’t my Quicken or QuickBooks software, or mint.com properly download my account information?
If you provided one of these services with your unionbank.com Online Banking User ID and Password, such services obtain your account information from unionbank.com. Union Bank is not able to support these services. These services use automated scripts to retrieve account information which can be unreliable. Please be aware that if you provide your User ID and Password to services other than Union Bank, you do so at your own risk because the security of these services is beyond Union Bank’s control.
A more reliable and secure way to download your account data to Quicken or QuickBooks is to use Web Connect.
If you are having problems with Express Web Connect, please ensure that Quicken has your current Online Banking User ID and Password. If problems persist, please contact Intuit - troubleshooting tips and contact information can be found at www.quicken.intuit.com/support.
How do I add a Union Bank account when using Express Web Connect?
In Quicken, go to “Tools” and select “Add Account”. Search for “Union Bank - Web”, and then enter your Union Bank Online Banking login credentials when prompted.
Whom do I contact if I encounter issues with Express Web Connect?
How do I enroll in Mobile Banking?
If you are an Online Banking customer, then no enrollment for Mobile Banking is required. Simply download the Union Bank Mobile Banking app from your mobile device and sign on using your Online Banking ID and password. The app can be found on the Apple App Store or Google Play Store.
Do I need to be enrolled in Online Banking to use Mobile Banking?
Yes, you will need to be an Online Banking customer. Once you are an Online Banking customer, then no enrollment in Mobile Banking is needed. Simply download the Union Bank Mobile Banking app from your mobile device and sign on using your Online Banking ID and password. The app can be found on the Apple App Store or Google Play Store.
What are the basic requirements of my mobile device in order to use Mobile Banking?
We strongly recommend that you use or upgrade to the latest version of software or device supported by Union Bank:
Contact your mobile provider for support with any of these steps. Note that you may incur and are responsible for any charges assessed by your mobile service provider.
How do I access Mobile Banking?
Download the Union Bank Mobile Banking app on your mobile device and sign on using your Online Banking ID and password.
How do I know if I can access Mobile Banking through my mobile device?
If you have a smart device including an iPhone, iPad, or Android device, it's likely you can use Mobile Banking. If you are using an older device that does not contain the required security features to use Mobile Banking, you may need to upgrade to a newer device to use Mobile Banking. You may incur and are responsible for charges assessed by your wireless provider.
Do I need a new User ID and Password for Mobile Banking?
No, use the same User ID and Password you use to log in to Online Banking when accessing the Union Banking Mobile Banking app.
What if I need or want to cancel Mobile Banking?
It's quick and easy to turn off Mobile Banking. Sign on to Online Banking, navigate to the "Services" page. Select "Mobile Banking" under the "Transaction Activities and Services" menu, then select "Turn Off Mobile Banking" and click the "Submit" button.
What features are available with Mobile Banking?
The following features are available through Mobile Banking:
What is the difference between the Mobile Banking app and the Online Banking website?
The Mobile Banking app has been optimized to suit the needs of our customers and provides an easy-to-use channel on the go.
To whom can I make bill payments in Mobile Banking?
You can pay bills to anyone, anywhere in the U.S. using the Union Bank Mobile Banking app. Payees can be added directly through the app.
Which Union Bank accounts can I make transfers to/from in Mobile Banking?
You will have all the transfer capabilities you have in Online Banking. You can transfer to/from your Union Bank accounts and other owned accounts. You can transfer to non-owned Union Bank or external accounts. To add an account, simply sign on to Online Banking.
Can I use Mobile Banking at any time?
Yes, Mobile Banking is available 24 hours a day, 7 days a week, except during the bank's regular maintenance period for your online services.
Can I use multiple mobile devices to access Mobile Banking?
Yes. You can use multiple mobile devices to sign on to the Mobile Banking app as long as the app has been downloaded onto each device from the Apple App Store or Google Play Store.
How much does Mobile Banking cost?
There is no bank fee to use or access the Mobile Banking app. Check with your wireless provider for more information about fees associated with accessing the Internet from your mobile device.
Why does Mobile Banking seem slow?
The connection speed may vary for different wireless service providers, different data usage plans, and different geographical locations. If you experience a slow response, please check with your wireless service provider.
I keep getting locked out of my account when I try to sign on the Mobile Banking app. Why doesn't it accept my sign-on information?
Using your mobile device to enter data takes a little practice. Passwords are case sensitive, so make sure you are entering your Password exactly as it is set up in Online Banking. If your Password begins with a lowercase letter, you may need to use your mobile device’s shift key to change the default from uppercase. In addition, some mobile devices require extra shift key presses to enter numbers instead of letters. Finally, if you are using T9 (predictive text), you may wish to temporarily disable it during sign on.
My mobile device shows I have a strong signal, yet I cannot connect to the Mobile Banking app on my device. What causes this to occur?
The signal display on the mobile device is an indication of the phone's ability to place calls. The Mobile Banking app requires a data network to perform data exchanges. The problem you described could be due to lack of signal or no data connection on the mobile device. Please contact your wireless service provider for assistance.
How do I know if my transfer or bill payment was submitted successfully?
Upon successful completion of a transfer or bill payment, a confirmation message displays on the screen. The confirmation message includes the transaction amount, the accounts or payees in the transaction, and a confirmation number. If you do not receive a confirmation message, select Transfers or Bill Payments from the Mobile Banking main menu to locate the item. You may also contact us for assistance at 1-800-238-4486, Monday-Friday: 7:00 a.m. to 9:00 p.m., Saturday: 8:00 a.m. to 5:00 p.m.
How do I securely end my Mobile Banking session?
Select the Sign Out button from the menu to sign out of Mobile Banking, and then click Yes.
What happens if I lose communication/signal during a transaction?
If you do not receive a confirmation message due to a lost signal, you may verify a transaction by navigating to the Transfers or Bill Payments page in the Mobile Banking app. Look for the transaction in the list of pending items. You may also contact us for assistance at 1-800-238-4486, Monday-Friday: 7:00 a.m. to 9:00 p.m., Saturday: 8:00 a.m. to 5:00 p.m.
What do I need to do if I get a new mobile device or upgrade my device to a new model?
You will need to download the Union Bank Mobile Banking app on your new mobile device and sign on.
What happens if I get locked out of Mobile Banking?
Go to the Mobile Banking app and select "Login Help." From there you can select "Forgot Password" or "Forgot User ID."
What happens if I forgot my challenge questions and answers or am locked out from Mobile Banking because I entered them incorrectly?
Contact us for assistance at 1-800-238-4486, Monday-Friday: 7:00 a.m. to 9:00 p.m. Saturday: 8:00 a.m. to 5:00 p.m.
Is Mobile Banking as secure as your other online services?
Using Mobile Banking offers the same security features and protection as our other online services, including encryption and security questions. Mobile Banking users are protected by:
What are some tips to keep my Mobile Banking experience safe?
Here are some tips and general good practices for banking on your mobile device:
What if I lose my mobile device?
There will be no financial information from Union Bank saved on your mobile device as part of our Mobile Banking app. Do not save images during your Mobile Banking session to your mobile device.
To protect your account, your User ID, Password, and Challenge Question authentication will be required for the sign on to access our other online services on the web.
Do not add your login credentials to the memo pad or voice record them on your mobile device, as this information could then be obtained by others. Password protect your mobile device if possible.
What is the Yuby™ app?
Yuby is an app designed to help your child learn how to manage money by teaching the relationship between earning, saving and spending. It is intended for educational purposes only. No financial transactions actually occur, and Union Bank® does not collect any personal information via the Yuby app. The Yuby app is available for download on the Apple App Store®.