Looking for help with your account? Choose from the category and topics below to find answers to your questions.

The Union Bank routing number (aka ABA number, routing transit number, etc.) for wire transfers and for setting up direct deposit to your Union Bank account is 122000496. If you are ordering checks, the routing number will depend on the branch where your account was opened.

Check Processing:
California - 122000496
Oregon - 123000068
Washington - 125000118

Wires:
Fed Routing Number - 122000496
International Wire Payments (SWIFT Code) - BOFCUS33MPK

To change your address, please call 1-800-238-4486, or visit your local Union Bank branch. Online Banking customers may submit a change of address online.

Reorders placed online will include the same style, quantity, and imprinted information (name, address, etc.) as your last order. If you need to change the imprinted information or style, please call 1-800-238-4486, or visit your local Union Bank branch.

If you realize that your ATM or debit card is lost or stolen, contact us immediately, 24 hours a day, at 1-800-238-4486.

For your personal checking account, visit the getting started page.

For your business checking account, visit the getting started page.

Or view and download the Quick Start Guide

Bank Freely checking has a $0 Monthly Service Charge.

You can avoid a Monthly Service Charge with Priority Banking® checking with combined Average Monthly Ledger Balances of $25,000 or more, or linked to a Union Bank mortgage.

Compare checking accounts to find the best option for you.

Our checking accounts overview is a great place to start. Brief account descriptions will help you choose an option that will best fit your lifestyle.

Our Bank Freely™ checking account and our Priority Banking® checking account can be opened with any amount greater than $0.

Yes. Our Priority Banking® checking account is a tiered interest rate checking account. Interest is compounded and paid monthly.

We offer a Teen Access checking account for teens ages 13 to 17. This account, which requires an adult joint owner, helps teens learn about financial responsibility. When your teen turns 18, his or her Teen Access account automatically converts to a Banking By Design® checking account. We also offer Kidz Savings and Teen Savings accounts to help teach children the value of saving money. Please visit your local branch to open a child or teen account.

Yes. Please contact your local branch for further information. Restrictions may apply. Also, for some individuals that have a negative ChexSystems record, our Union Bank Access Account may be an option.

Bank Freely checking and Priority Banking checking accounts offer unlimited check writing.

Union Bank provides several services for Overdraft Protection and Overdraft Coverage to help you avoid returned transactions and other added fees.
Overdraft services that protect you against overdrafts (Overdraft Protection) may be less costly than services that may charge you an Overdraft Fee for each Debit we pay (Overdraft Coverage).

With Overdraft Protection, you authorize us to move funds from your eligible deposit account, or credit line to pay the Debit. An overdraft is avoided and there is a single fee each day a transfer or credit line advance is made – no matter how many Debits were paid.

• Deposit Overdraft Protection — link your eligible checking, money market or savings account to your checking account and funds will be automatically moved when there is not a sufficient Available Balance in your account. Transfer Fee may apply.
• Overdraft Protection Linked to a Union Bank Credit Card — link your Union Bank Credit Card to your checking account and funds will be automatically moved to cover Debits when there is not a sufficient Available Balance in your account. Advance Fee may apply. Subject to credit approval.
• Cash Reserve Account — link your Cash Reserve Account to your checking account and funds will be automatically moved to cover Debits when there is not a sufficient Available Balance in your account. Advance Fee may apply. Subject to credit approval.

With Overdraft Coverage, we may pay your transactions and charge you an Overdraft Fee for each Debit paid. In some cases, you may still be charged an Overdraft Fee even if the transaction is not paid. It’s also possible that the person or company you were trying to pay may charge you additional fees.

• Standard Overdraft Coverage — we may cover your checks, automatic bill payments, and other transactions (at our discretion) when there is not a sufficient Available Balance in your account. Overdraft Fees may apply.
• Union Bank Debit Card Overdraft Coverage — we may cover your ATM withdrawals and one-time debit card purchases (at our discretion) when there is not a sufficient Available Balance in your account. Overdraft Fees may apply.

See also our Personal Accounts & Services Disclosure and Agreement and Personal Accounts Fee Schedule for more information.

A combined balance is the total balance in one or more eligible accounts that you have asked us to link to your primary checking account. For example, if you have $2,000 in your checking account and $3,500 in your linked savings account, your combined balance is $5,500.

Yes. You can combine up to 20 Union Bank checking, savings, and money market accounts into one organized monthly statement. Stop by any branch or log in to Online Banking for details. Please note, combined statements option is not available for online-only statements. For money market accounts, you may lose your Monthly Service Charge Discount if you choose paper statements.  Please see the Personal Accounts Fee Schedule.

If you have a Union Bank checking account, you can start banking online by enrolling in Online Banking. Sign up now to get started. For access from your smartphone or tablet, download our Mobile Banking app for iPhone®, iPad®, or Android™ devices from the app store. Learn more about Union Bank Online Banking.

This abbreviated statement provides details on your last 10 transactions of any type for the account you select. It may also list the last 5 card, check, and credit transactions for the account you select. You can request an ATM mini-statement at any Union Bank ATM. An ATM mini-statement fee may apply.

Yes. Our Telephone Banking service enables you to check your balances and even handle some transactions over the telephone. Use our automated Telephone Banking service or contact us at 1-800-238-4486. Online Banking customers can also check balances online.

You can view and print the front and back of your canceled checks online when you sign up for Online Banking. Or you can receive reduced-size copies of the front of your canceled checks with your monthly statement. A check image fee may apply.

Union Bank offers an ATM or contactless-enabled debit card with your checking account upon request -- for ATM access and ability to make purchases anywhere Mastercard® is accepted.

At Union Bank ATMs, you can make a daily withdrawal of up to $500 or an amount equal to your available account balance, whichever is less. Limits may be lower or higher depending on your account type. Refer to your Card Carrier details sent with your card, or call customer service at 1-800-238-4486.

If you are a current Union Bank Online Banking customer, you can reorder checks for your personal account by signing on to Online Banking, select Services, then select Check Order. If you are not a current Online Banking customer, you can either start banking online today, call 1-800-238-4486, or visit your local Union Bank branch. You will need to provide your checking account number and routing transit number. This information is listed on the bottom of your checks or reorder form. 

The cost varies by type of account, quantity, and style of checks. For more information, please visit your local Union Bank branch or call customer service at 1-800-238-4486.