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The information on the Site is not intended as an offer or solicitation for the purchase of any bank product or service. Eligibility for particular products and services is subject to the final determination by Union Bank and/or its affiliates. Products and services described, as well as associated fees, charges, interest rates, and balance requirements, may differ among geographic locations. Not all products and services are offered at all locations. Products and services described in this Site are subject to the terms and conditions of the applicable agreement for each such product and service.
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Online Chat Union Bank may make interactive online chat service available to you in connection with some products or services. We make no warranty that chat service will be available at any particular time. The chat service is provided as a convenience to help you understand our products and services, and our agents attempt to provide the most accurate information possible. However, nothing we communicate through the chat service may be considered an offer to establish a loan or deposit account or any other product or service, and rates and other conditions quoted through the chat service may change at any time without notice. Information communicated through the chat service will not be considered a legal agreement, representation, or warranty as to our products, services, processes, decisions, or response times. Communication with us through the chat service will not constitute any required consent by you regarding any transaction requiring a signature or electronic signature. Any use of abusive, defamatory, or inappropriate language during a chat session may result in termination of the session.
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NOTHING HEREIN SHALL BE CONSTRUED AS LIMITING OR REDUCING UNION BANK'S RESPONSIBILITIES AND OBLIGATIONS TO CLIENTS IN ACCORDANCE WITH APPLICABLE LAWS AND REGULATIONS.
Prohibited Activities In using the Site, you agree not to:
|a)||Misrepresent your identity in any way;|
|b)||Violate or attempt to violate the security of this Site. Any such violations may result in criminal and/or civil penalties against you. We may investigate any suspected violation and, if a criminal violation is suspected, we will cooperate with law enforcement agencies in their investigations;|
|c)||Send or otherwise transmit to or through this Site any unlawful, infringing, harmful, inappropriate, or otherwise objectionable material of any kind, any material that can cause harm or delay to this Site or computers of any kind, and any unsolicited advertising, solicitation, or promotional materials;|
|d)||Reverse engineer, disassemble, or decompile any section or technology on this site;|
|e)||Launch or use any automated system, including without limitation "robots," "spiders," or "offline readers," that access this Site in a manner that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using a conventional web browser;|
|f)||Send or otherwise transmit to or through this Site chain letters, unsolicited messages, "spamming" or "phishing" messages, or messages marketing or advertising goods and services; or|
Copyright Notices The works of authorship contained in this Site, including, but not limited to all design, text, sound recordings, and images, are owned, except as otherwise expressly stated, by Union Bank or one of its subsidiaries or affiliates. Except as otherwise expressly stated, they may not be copied, displayed, performed, distributed, licensed, framed, downloaded, modified, published, reposted, sold, transmitted, stored for subsequent use, or otherwise used in whole or in part in any manner without the prior written consent of Union Bank. The exception is the extent permitted by the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and then only with notices of Union Bank's proprietary rights; provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded.
Legal Entity Disclosure Union Bank is the marketing name of MUFG Union Bank, N.A., a member of Mitsubishi UFJ Financial Group, Inc. (MUFG), a global financial group. MUFG group companies include The Bank of Tokyo-Mitsubishi UFJ, Ltd. (“BTMU”), BTMU Capital Corporation, Mitsubishi UFJ Trust and Banking Corporation, Mitsubishi UFJ Securities (USA), Inc. (“MUS”), MUFG Union Bank, N.A. (“MUB”), UnionBanc Investment Services LLC (“UBIS”), and HighMark Capital Management, Inc. (“HighMark”). Corporate or commercial lending or deposit activities are performed by banking affiliates of MUFG, including, in the United States, BTMU and MUB. Securities, financial advisory, and investment banking activities are performed by one or more broker-dealer or investment advisory affiliates of MUFG (“Securities Affiliates”), including, in the United States, MUS, a registered broker-dealer and member of FINRA and SIPC, and UBIS, a registered broker-dealer and member of FINRA and SIPC and an SEC-registered investment adviser. Investment advisory services are also available through HighMark, an SEC-registered investment adviser.
MUFG Union Bank, N.A., is a member FDIC and its banking products are insured up to applicable FDIC insurance limits. The Bank of Tokyo-Mitsubishi UFJ, Ltd., is not a member FDIC and its products ARE NOT insured by the FDIC or other government agency.
Trademark Notices “Union Bank” and the stylized “U” logo are registered trademarks of MUFG Union Bank, N.A. The MUFG logo and name is a service mark of Mitsubishi UFJ Financial Group, Inc., and may be used by it or other group companies for branding or marketing purposes. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.
Patent Notice UnionBanCal Corporation, now known as MUFG Americas Holdings Corporation, the parent of Union Bank (now MUFG Union Bank, N.A.), is licensed under the following, and related Ronald A. Katz Technology Licensing, L.P. MUFG Americas Holdings Corporation and MUFG Union Bank, N.A. are licensed by DTC under U.S. Patent Nos. 5,910,988 and 6,032,137.