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Unauthorized use of websites and systems of Union Bank ("Union Bank," "we," or "our"), including, but not limited to unauthorized entry into Union Bank's systems, misuse of passwords, or misuse of any information posted, is strictly prohibited. This Site is not intended for children under 13 years of age. By using this Site, you affirm that you are over age 13.
You acknowledge that Union Bank may disclose and transfer any information that you provide through this Site as described in the Privacy & Security section.Use of this Site may be monitored. Based on your use of this Site, you consent to such monitoring. In circumstances where locations of the Site require identification for process, you will establish reasonable security procedures and controls to limit access to your password or other identifying information to authorized individuals.
Web Content and Materials The information on this Site is believed to be reliable, but Union Bank does not warrant its completeness, timeliness, or accuracy and expressly disclaims liability for errors or omissions in the materials and information. Any dated information is published as of its date only, and Union Bank does not undertake any obligation or responsibility to update or amend such information. By offering this Site, and information, products, or services via this Site, no distribution or solicitation is made by Union Bank to any person to use the Site or such information, products, or services in jurisdictions where the provision of the Site and such information, products, or services is prohibited by law.
The information on the Site is not intended as an offer or solicitation for the purchase of any bank product or service. Eligibility for particular products and services is subject to the final determination by Union Bank and/or its affiliates. Products and services described, as well as associated fees, charges, interest rates, and balance requirements, may differ among geographic locations. Not all products and services are offered at all locations. Products and services described in this Site are subject to the terms and conditions of the applicable agreement for each such product and service.
Potential Disruption of Service Access to the Site may from time to time be unavailable, delayed, limited, or slowed due to, among other things:
- hardware failure, including among other things failures of computers (including your own computer), servers, networks, telecommunication lines and connections, and other electronic and mechanical equipment; software failure, including among other things bugs, errors, viruses, configuration problems, incompatibility of systems, utilities, or applications, the operation of firewalls or screening programs, unreadable codes, or irregularities within particular documents or other content;
- overload of system capacities;
- damage caused by severe weather, earthquakes, wars, insurrection, riots, civil commotion, act of God, accident, fire, water damage, explosion, mechanical breakdown, or natural disasters;
- interruption (whether partial or total) of power supplies or other utility of service;
- strike or other stoppage (whether partial or total) of labor;
- governmental or regulatory restrictions, exchange rulings, court or tribunal orders, or other human intervention; or
- any other cause (whether similar or dissimilar to any of the foregoing) whatsoever beyond the control of Union Bank.
Online Chat Union Bank may make interactive online chat service available to you in connection with some products or services. We make no warranty that chat service will be available at any particular time. The chat service is provided as a convenience to help you understand our products and services, and our agents attempt to provide the most accurate information possible. However, nothing we communicate through the chat service may be considered an offer to establish a loan or deposit account or any other product or service, and rates and other conditions quoted through the chat service may change at any time without notice. Information communicated through the chat service will not be considered a legal agreement, representation, or warranty as to our products, services, processes, decisions, or response times. Communication with us through the chat service will not constitute any required consent by you regarding any transaction requiring a signature or electronic signature. Any use of abusive, defamatory, or inappropriate language during a chat session may result in termination of the session.
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UNION BANK IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE, OR BODILY INJURY IN CONNECTION WITH ACCESS TO, USE OF, OR INABILITY TO USE THIS SITE. UNDER NO CIRCUMSTANCES WILL UNION BANK BE LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY, OR ANY INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE SITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER UNION BANK HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
NOTHING HEREIN SHALL BE CONSTRUED AS LIMITING OR REDUCING UNION BANK'S RESPONSIBILITIES AND OBLIGATIONS TO CLIENTS IN ACCORDANCE WITH APPLICABLE LAWS AND REGULATIONS.
Prohibited Activities In using the Site, you agree not to:
|a)||Misrepresent your identity in any way;|
|b)||Violate or attempt to violate the security of this Site. Any such violations may result in criminal and/or civil penalties against you. We may investigate any suspected violation and, if a criminal violation is suspected, we will cooperate with law enforcement agencies in their investigations;|
|c)||Send or otherwise transmit to or through this Site any unlawful, infringing, harmful, inappropriate, or otherwise objectionable material of any kind, any material that can cause harm or delay to this Site or computers of any kind, and any unsolicited advertising, solicitation, or promotional materials;|
|d)||Reverse engineer, disassemble, or decompile any section or technology on this site;|
|e)||Launch or use any automated system, including without limitation "robots," "spiders," or "offline readers," that access this Site in a manner that sends more request messages to our servers in a given period of time than a human can reasonably produce in the same period by using a conventional web browser;|
|f)||Send or otherwise transmit to or through this Site chain letters, unsolicited messages, "spamming" or "phishing" messages, or messages marketing or advertising goods and services; or|
Copyright Notices The works of authorship contained in this Site, including, but not limited to all design, text, sound recordings, and images, are owned, except as otherwise expressly stated, by Union Bank or one of its subsidiaries or affiliates. Except as otherwise expressly stated, they may not be copied, displayed, performed, distributed, licensed, framed, downloaded, modified, published, reposted, sold, transmitted, stored for subsequent use, or otherwise used in whole or in part in any manner without the prior written consent of Union Bank. The exception is the extent permitted by the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and then only with notices of Union Bank's proprietary rights; provided that you may download information and print out hard copies for your personal use, so long as you do not remove any copyright or other notice as may be contained in information, as downloaded.
Trademark Notices "Union Bank" and the Union Bank logo are trademarks of Union Bank. Other featured words or symbols, used to identify the source of goods and services, may be the trademarks of their respective owners.
Patent Notice UnionBanCal Corporation, the parent of Union Bank, is licensed under the following, and related Ronald A. Katz Technology Licensing, L.P. UnionBanCal Corporation and Union Bank, N.A. are licensed by DTC under U.S. Patent Nos. 5,910,988; 6,032,137; and 5,717,868.