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Low-Income Markets

Low- to moderate-income residents of inner-city neighborhoods often lack access to traditional bank branches, making it difficult to apply for loans, credit cards, and mortgages. Union Bank has products and services to bridge this gap and help ease the transition to becoming traditional banking customers.

We offer low-cost checking accounts for those with minimal checking needs, including a checkless Union Bank Access Account. We have neighborhood Union Bank branches offering electronic transfers of government benefits, savings accounts, ATMs, check cashing, low-cost money orders, prepaid phone cards, and other basic banking products.