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Compare Interest-Bearing Accounts

Feature Savings 1 MoneyMarket 1 Time Deposit Business Essential Interest Checking Analyzed Business Interest Checking
General Description Earn interest on deposits at rates set by the Bank Earn interest on deposits at rates set by the Bank Fixed rate of return on specific items Earn interest on checking account balances at rates set by the Bank Analyzed account that first applies earnings credit to balances to pay for services and then applies interest to balances in excess of those required to pay for services
Term Deposit or withdraw funds at your convenience; limited withdrawals or transfers per month Deposit or withdraw funds at your convenience; limited withdrawals or transfers per month Custom Time Deposit:
32 days to 60 months

Fixed Maturity:
7 days to 60 months

Payment Bond:
7 days to 60 months
Deposit or withdraw funds at your convenience Deposit or withdraw funds at your convenience
Interest rate Tiered, based on daily balances; variable rates set at our discretion are subject to change daily Tiered, based on daily balances; variable rates set at our discretion are subject to change daily Tiered, depends on maturity date and investment level Tiered, based on daily balances; variable rates set at our discretion ares subject to change daily Tiered; variable rates set at our discretion are subject to change daily
Interest payment Compounded daily; paid quarterly Compounded monthly; paid monthly Varies, depending on type and terms Compounded daily; paid monthly Compounded monthly; paid monthly

See our "All About Business Accounts & Services and Treasury Management Services Disclosure and Agreement" and applicable "Fee Schedule" for details on terms and conditions of accounts.


(1) Federal regulations limit certain types of withdrawals or transfers from your savings or money market account (including Deposit Overdraft Protection transfers) to a maximum of 6 per month or statement cycle. Union Bank will assess an excess activity charge fee for each excess transfer paid against the account. If you exceed the transfer limits more than occasionally, we are required to convert your account to one not subject to transfer limitations or close your account. If closed due to excessive activity, you will not be able to open another Union Bank savings or money market account for 12 months.