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Union Bank Is Well-Positioned to Help Businesses Succeed

You need a safe and strong bank with a consistent and disciplined banking philosophy to help your business weather these tough financial times.

Along with our superior asset quality and strong capital position, Union Bank is recognized by experts as having solid investment-grade credit ratings and strong capital ratios compared to our peers.

Capital Strength Tangible Common Equity Ratio###DISCLAIMER:2_0 Other Companies### Tier 1 risk-based capital ratio###DISCLAIMER:2_0 MUAH Capital Ratios###
MUFG Americas Holdings Corporation
(est. as of March 31, 2015)
10.69% 12.68%
Peer Banks Average###DISCLAIMER:2_0 Peer Banks### 8.96% 11.47%
Select Peer Banks:
       Wells Fargo
N/A 12.39%
       Bank of America N/A 12.30%
       JP Morgan Chase N/A 12.10%
       U.S Bancorp 7.34% 11.10%


REGULATORY CAPITAL RATIOS** MUAH CAPITAL RATIO**
MINIMUM
"WELL-
CAPITALIZED"
RATIO**
Tier 1 risk-based Capital 12.68% 4.0% 6.0%
Total risk-based Capital 14.46% 8.0% 10.0%
Tangible Common Equity 10.69% N/A N/A
Common Capital Ratio N/A N/A N/A


MUFG AMERICAS HOLDINGS CORPORATION (MUAH)*** MUFG UNION BANK, N.A. LONG-TERM ISSUER*** MUFG UNION BANK, N.A. SHORT-TERM ISSUER***
Moody's A3 A2 P-1
Standard & Poor's A A+ A-1
Fitch A A F1
***Credit ratings are as of March 31, 2015.

Award-winning Service

Union Bank has a reputation for excellence in treasury management services. Because our team of relationship managers has expertise in specific industries, we develop strong relationships with our customers and help them in all aspects of their business.


Global Reach

As a proud member of the Mitsubishi UFJ Financial Group (MUFG), one of the world's largest financial institutions, Union Bank can offer you many advantages, including a wide range of products and services and the ability to work with you anywhere in the world.
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