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Loans That Meet Your Objectives

Our highly experienced real estate staff will work with you to structure a loan that meets your objectives of acquiring, building, or refinancing commercial properties. We approve loans regionally.

Types of financing include: permanent, bridge, construction, Small Business Administration (SBA), industrial/tax-exempt revenue bonds, and secured lines of credit.

Owner-occupant Term Loan Guidelines

  • 10-year to 25-year terms with up to 25-year amortization
  • Up to 75 percent loan-to-value ratio
  • Fixed-rate loans or LIBOR-based adjustable-rate loans
  • Flexible prepayment options
tcm:9-41793 To finance the purchase or construction of owner-occupied property, talk to your Union Bank relationship manager.