###DISCLAIMER:2_0 FX FDIC 2### This and any other information or communication provided by MUFG Union Bank, N.A. (“MUB”) relating to currency, interest rate, energy or other swap or derivatives products and services, whether written or oral, is not intended as (and shall not be deemed) investment advice or a recommendation to buy or sell any currency or other investment or instrument, nor shall it be deemed an assurance or guarantee as to the results or expected results of any transaction. Transacting in foreign currency such as offshore Chinese Renminbi may be subject to certain restrictions set by the foreign jurisdiction of the relevant currency. Ensure that you understand those restrictions before entering into any foreign exchange transaction. For further detail regarding the risks and characteristics of foreign exchange or interest rate or commodity swap products, contact your MUB Relationship Manager, Foreign Exchange Specialist, or Derivatives Marketer and request a copy of the “General Statement of Characteristics and Risks” for the product category of interest to you.