Commercial Banking with Union Bank®
A comprehensive approach, combined with exceptional service, and a full suite of Commercial banking solutions
Commercial Insights & Business Resources
Stay on top of growth strategies, specialized lending options, fraud prevention strategies and more.
Approximately 50% of our lending commitments come from industry specialties outside general industries, including healthcare and life sciences, technology, nonprofit, agriculture, and the wine industry, among others. This depth and breadth of specialization allows us to provide clients solutions to help ensure growth goals are met, stay on top of industry trends, and manage the regulatory complexities owners may face within their industries.
Equity Sponsor Finance
The Equity Sponsor Finance Group at Union Bank has a proven track record in providing senior debt financing for middle-market businesses across all industries.
Key highlights of our capabilities include:
For more information regarding our Equity Sponsor Finance capabilities, contact Adam Feit, Head of Specialized Industries, at 213-236-4182.
Financial solutions to move your business forward
Loans & Lines of Credit
Commercial Real Estate Lending
Capital Markets
Treasury and Investment Services
Treasury Management
Investment Solutions
Commercial Banking Services
Commercial Banking Services
The Commercial Banking group at Union Bank® is committed to providing outstanding customer service with a seasoned and knowledgeable leadership team, officers and support staff. We follow a mandate to conduct ourselves with honesty, the highest ethical standards, and to build lasting, trusted client relationships. We work closely with you to assess your business's unique situation to develop a customized strategy and implement a holistic set of solutions that cover every aspect of your finances — from improving cash flow and financing expansion to providing financing for leveraged buyouts and recapitalizations by financial sponsors. We are uniquely positioned to provide deep industry and subject matter knowledge across a variety of sectors — from Small Business Administration (SBA) and government lending to sponsor finance and industry-specific lending specialists.
We offer a wide array of financing solutions
Please see the following information regarding where to send Request for Payoff Demands
Email:
CLDMP@unionbank.com (Preferred)
or
US Postal:
MUFG Union Bank, N.A.
PO Box 65168 Phoenix AZ 85082-5168
Attn: Collateral Control
Union Bank is closely aligned with industry events that impact the commercial lending landscape and focused on providing transparency and clarity around these events to our clients.
A major change currently in progress is the transition of the London-Interbank Offer Rate (LIBOR) benchmark index to new alternative reference rates.
LIBOR has been a long-standing index for financial transactions and is currently the most commonly used variable interest rate index for short-term interest rates, business loans, variable-rate loans, financial derivative contracts, and other commercial lending products.
New LIBOR originations have been phased out as of December 31, 2021. A final cessation date is set for June 30, 2023. The shift to alternative benchmark interest rates is well underway, and Union Bank is prepared to help you navigate through these changes.
Please note that Union Bank is not providing any legal, financial, accounting , tax or investment advice as it relates to the LIBOR Transition changes. Clients should consult their own advisors to make these decisions.
Visit our LIBOR Transition page to learn more.
A Union Bank escrow professional can be your agent – a trusted neutral third party – in escrow transactions.
Accurate, Secure, and Timely Processing for Escrows
As your escrow agent, our team follows the details of your business transaction and performs our duties with precision and accuracy, including:
Escrow Support
MUFG Union Bank, N.A., provides escrow services to meet the needs of a wide variety of business ventures:
Our extensive knowledge of the industry enables us to streamline our administration of the complex flow of payments and documentation review necessary for the success of your financings.
Comprehensive Range of Services
A Full-Service Provider
As an independent provider with the requisite knowledge to understand the uniqueness of each deal structure, you may confidently rely on us to:
Integrated Platform Solutions for Liquidity Management
Maintain your portfolio’s daily liquidity requirements, earn competitive yields, manage diversification, and save administrative time with MoneyPort, our institutional liquidity custody platform.
We provide comprehensive custody solutions to organizations for assisting with liquidity needs. Our streamlined interface is designed with institutional investors in mind, and features:
Service and Experience
Commercial Banking Services
The Commercial Banking group at Union Bank® is committed to providing outstanding customer service with a seasoned and knowledgeable leadership team, officers and support staff. We follow a mandate to conduct ourselves with honesty, the highest ethical standards, and to build lasting, trusted client relationships. We work closely with you to assess your business's unique situation to develop a customized strategy and implement a holistic set of solutions that cover every aspect of your finances — from improving cash flow and financing expansion to providing financing for leveraged buyouts and recapitalizations by financial sponsors. We are uniquely positioned to provide deep industry and subject matter knowledge across a variety of sectors — from Small Business Administration (SBA) and government lending to sponsor finance and industry-specific lending specialists.
Commercial Real Estate Financing For Investors
We offer a wide array of financing solutions
Please see the following information regarding where to send Request for Payoff Demands
Email:
CLDMP@unionbank.com (Preferred)
or
US Postal:
MUFG Union Bank, N.A.
PO Box 65168 Phoenix AZ 85082-5168
Attn: Collateral Control
LIBOR Transition
Union Bank is closely aligned with industry events that impact the commercial lending landscape and focused on providing transparency and clarity around these events to our clients.
A major change currently in progress is the transition of the London-Interbank Offer Rate (LIBOR) benchmark index to new alternative reference rates.
LIBOR has been a long-standing index for financial transactions and is currently the most commonly used variable interest rate index for short-term interest rates, business loans, variable-rate loans, financial derivative contracts, and other commercial lending products.
New LIBOR originations have been phased out as of December 31, 2021. A final cessation date is set for June 30, 2023. The shift to alternative benchmark interest rates is well underway, and Union Bank is prepared to help you navigate through these changes.
Please note that Union Bank is not providing any legal, financial, accounting , tax or investment advice as it relates to the LIBOR Transition changes. Clients should consult their own advisors to make these decisions.
Visit our LIBOR Transition page to learn more.
Escrow Services
A Union Bank escrow professional can be your agent – a trusted neutral third party – in escrow transactions.
Accurate, Secure, and Timely Processing for Escrows
As your escrow agent, our team follows the details of your business transaction and performs our duties with precision and accuracy, including:
Escrow Support
MUFG Union Bank, N.A., provides escrow services to meet the needs of a wide variety of business ventures:
Project Finance & Agency Services
Our extensive knowledge of the industry enables us to streamline our administration of the complex flow of payments and documentation review necessary for the success of your financings.
Comprehensive Range of Services
A Full-Service Provider
As an independent provider with the requisite knowledge to understand the uniqueness of each deal structure, you may confidently rely on us to:
MoneyPort
Integrated Platform Solutions for Liquidity Management
Maintain your portfolio’s daily liquidity requirements, earn competitive yields, manage diversification, and save administrative time with MoneyPort, our institutional liquidity custody platform.
We provide comprehensive custody solutions to organizations for assisting with liquidity needs. Our streamlined interface is designed with institutional investors in mind, and features:
For more account information and terms and conditions governing our deposit accounts and transaction banking services, see our Business Accounts & Services and Transaction Banking Service Disclosure and Agreement.
Investment management services offered by HighMark Capital Management, Inc., an SEC-registered investment adviser and subsidiary of MUFG Union Bank, N.A. Brokerage and investment advisory services offered by UnionBanc Investment Services LLC, an SEC-registered broker-dealer, investment adviser, member FINRA / SIPC, and subsidiary of MUFG Union Bank, N.A. Non-deposit investment products: • Are NOT deposits or other obligations of, or guaranteed by, the Bank or any Bank affiliate • Are NOT insured by the FDIC or by any other federal government agency • Are subject to investment risks, including possible loss of the principal amount invested.