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Offer expires June 20, 2018.

Apply for a Union Bank^® Rewards Visa^® Credit Card today to lock in a 0% intro APR for 18 months⁺ from account opening on any higher-interest balances you transfer¹ — as well as on all the purchases you make during the intro rate period.² Hurry, this offer expires on June 20, 2018.

⁺Summary of Credit Terms

0% intro APR on balance transfers for 18 months^+,1,2

0% intro APR on purchases for 18 months^+,1,2

After the intro rate period, a currently competitive 15.49% to 25.49% variable APR.

With a 3% (minimum $10) intro balance transfer fee on each balance transfer completed within 60 days of account opening. Following the 60-day intro period, a 5% balance transfer fee on each transfer (minimum $10) applies.⁺

See disclosures below for important details about promotional rates.

You’ll also enjoy the following card benefits:

No annual fee Summary of Credit Terms

Get 2,500 bonus points with your first purchase³

Earn 2 points for every $1 spent up to $6,000 annually on grocery store purchases, 1 point for every $1 spent thereafter³

Earn 1 point for every $1 spent on all other purchases³

Hurry, this offer expires on June 20, 2018. It’s easy to apply.

Apply Now

Call 800-992-6600 7:00 a.m. – 9:00 p.m. PT, Mon. – Fri.
8:00 a.m. – 5:00 p.m. PT, Sat.

All accounts are subject to credit approval. Cards are issued and serviced by Union Bank Card Services, a division of MUFG Union Bank, N.A. Complete details, including restrictions, limitations, and exclusions, will be available when you become a card member. Terms and availability of this offer are subject to change.

Important information regarding interest on new purchases — If you always pay your balance in full each month, you do not pay interest on purchases you make with your credit card because you get an interest-free grace period. Once you take advantage of this offer, you will lose the interest-free grace period on new card purchases unless you pay your entire balance (including the balances you add by taking advantage of this offer) in full by the payment due date. This means that while you maintain any balance, you will be charged interest on new card purchases.

In order to keep the 0% introductory APR on purchases and balance transfers for the 18-month introductory period, you must make all payments when due, stay within your credit limit, and not have any payments dishonored for any reason. If any of these things happen, the Penalty APR of up to 29.99% may be applied to all balances, including balance transfers. The Penalty APR may apply indefinitely. The cardholder agreement gives us the right to change account terms for any reason, subject to applicable law, including if your credit profile changes. We may apply your payments in the order we choose from time to time. We must, however, comply with applicable law governing application of your payments. Currently, this means that if you make a payment in excess of the required minimum payment, we must apply the excess amount first to your Balance Category with the highest Annual Percentage Rate. Any remaining portion of that excess amount must be applied to your other Balance Categories in descending order based on their applicable Annual Percentage Rates.

For additional rewards program and cash back rewards bonus redemption details, see the Rewards Terms and Conditions. Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: The costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account).

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