Union Bank® Lending and Finance

Business loans to help you move forward
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Benefits of Union Bank 

Simplified processing and approval

Our loan process is simple, so you can get approved fast for loans up to $250K in as little as 48 hours.

Multiple financing solutions

From term loans to lines of credit to equipment financing, we offer multiple financing solutions to fit your unique business needs.

Available rate lock

Finance your next Owner-occupied commercial real estate loan with us and you could take advantage of our 90-day rate lock.

Personalized guidance

Our Bankers and Relationship Managers provide guidance throughout the entire process.

Term loans 

We can help you achieve your goals with a business term loan. Use the funds to purchase equipment, refinance existing debt and more. 

  • Secured or unsecured options

  • Borrow up to $1 million

  • Repayment terms from 12 –84 months

  • Fixed monthly payments

Business line of credit  

Running a business means expecting the unexpected. Be prepared with a business line of credit to cover short-term working capital, big purchases, inventory, and more. Available lines of credit up to $1 million.


 

  • Secured or unsecured options 

  • Access up to $1MM 

  • Interest-only monthly payments based on your balance

Small Business Administration 

Small Business Administration (SBA) loan programs can assist your business with a variety of financing needs and with more flexibility than traditional loans.SBA programs are designed to help you conserve capital and enhance your business's cash flow. As an SBA preferred lender, Union Bank can help you determine if an SBA loan is right for your needs.

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  • Acquire a business, expand your business, or finance a franchise

  • Refinance existing loans with improved terms or interest rates

  • Purchase new equipment or commercial real estate

  • Loan options up to $20 million

  • Flexible repayment terms up to 25 years

Commercial real estate 

Our owner-occupied commercial real estate loans can help your business expand while building equity.Buy the building you occupy, refinance, or upgrade to a larger facility with flexible repayment terms.

 

  • Relationship pricing available for qualifying Union Bank® clients

  • Enjoy terms up to 20 years, with up to 25 years for amortization

  • 90-day rate locks

Equipment leasing 

Don’t spend big to make big purchases. Instead, lease at a lower monthly payment and keep on top of cash flow. Stay competitive with newer equipment, updated technology, and more efficient tools for your business.

 

  • Simple application and fast processing

  • Fixed-rate financing protects you against rising interest rates

  • Fosters commercial credit-building

  • Third-party supplier equipment leasing

  • Potential tax benefits (speak with your tax advisor)

Business Diversity Lending

Minority-owned business financing

Women-owned business financing

Veteran-owned business financing

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