Our loan process is simple, so you can get approved fast for loans up to $250K in as little as 48 hours.# #
From term loans to lines of credit to equipment financing, we offer multiple financing solutions to fit your unique business needs.#
Finance your next Owner-occupied commercial real estate loan with us and you could take advantage of our 90-day rate lock.#
Our Bankers and Relationship Managers provide guidance throughout the entire process.
We can help you achieve your goals with a business term loan. Use the funds to purchase equipment, refinance existing debt and more.
Secured or unsecured options
Borrow up to $1 million
Repayment terms from 12 –84 months
Fixed monthly payments
Running a business means expecting the unexpected. Be prepared with a business line of credit to cover short-term working capital, big purchases, inventory, and more. Available lines of credit up to $1 million.
Secured or unsecured options
Access up to $1MM
Interest-only monthly payments based on your balance
Small Business Administration (SBA) loan programs can assist your business with a variety of financing needs and with more flexibility than traditional loans. # SBA programs are designed to help you conserve capital and enhance your business's cash flow. As an SBA preferred lender, Union Bank can help you determine if an SBA loan is right for your needs.
Acquire a business, expand your business, or finance a franchise
Refinance existing loans with improved terms or interest rates
Purchase new equipment or commercial real estate
Loan options up to $20 million
Flexible repayment terms up to 25 years
Our owner-occupied commercial real estate loans can help your business expand while building equity.
Buy the building you occupy, refinance, or upgrade to a larger facility with flexible repayment terms.
Relationship pricing available for qualifying Union Bank® clients
Enjoy terms up to 20 years, with up to 25 years for amortization
90-day rate locks#
Don’t spend big to make big purchases. Instead, lease at a lower monthly payment and keep on top of cash flow. Stay competitive with newer equipment, updated technology, and more efficient tools for your business.
Simple application and fast processing#
Fixed-rate financing protects you against rising interest rates
Fosters commercial credit-building
Third-party supplier equipment leasing
Potential tax benefits (speak with your tax advisor)
Business Diversity Lending #
Minority-owned business financing
Get up to $2.5 million in funding for your business. Minorities include Hispanic, American Indian or Alaskan Native, Asian, Black or African American, and Native Hawaiian or oth...
Women-owned business financing
Women are succeeding in business more than ever before, and Union Bank wants to help. Our Business Diversity Lending Program is designed to help women access traditional lines o...
Veteran-owned business financing
In appreciation for your service to our country, Union Bank is committed to the success of veteran-owned or caregiver small businesses.
If you’re a veteran under the...