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Union Bank® Diversity Lending – Minority Business Loans

Business loans to help minority businesses grow and thrive
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About our Business Diversity Lending Program

Union Bank is committed to supporting underserved communities, so we are one of only a few banks in the country to have a special purpose credit program under the Equal Credit Opportunity Act. Our Business Diversity Lending Program is designed to empower woman-, minority- and veteran-owned businesses. Through it, we provide the credit and financing minority businesses need to grow and thrive, and qualifying has never been simpler. These are essentially the same products as our traditional business loans and lines of credit, but the credit guidelines open the door so a wider universe of business owners can access that capital

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Minority Business Loans - What businesses are eligible?

Eligibility requirements for minority business loans include businesses in operation two years or more, and at least fifty-one percent (51%) owned, operated, controlled and actively managed by a woman, minority, or veteran (including any combination of the three) and who are U.S. citizens, are eligible to apply for a business loan or line of credit under the Union Bank Business Diversity Lending Program. Annual sales cannot exceed $20 million, and financing is available for up to $2.5 million.

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Benefits: Union Bank Diversity Lending Program

Find flexibility in qualifying for the financing you need.  Select a fixed-rate, unsecured or secured term loan with repayment terms of up to 7 years for UCC- and equipment-secured loans, or up to 25 years for owner-occupied commercial real estate financing.  Or get a variable-rate, unsecured or secured business line of credit that is subject to annual renewal.

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Certification Center

Certification as a Woman Business Enterprise (WBE), Veteran Business Enterprise (VBE), and/or Minority Business Enterprise (MBE) may lead to government or large corporation contracts. If your company is privately held and at least 51 percent owned by a woman, veteran, and/or minority who is a U.S. citizen or legal resident, you can apply for MBE, WBE and/or VBE certification.

Diversity Lending Program

Minority-owned small businesses

Woman-owned small businesses

Veteran-owned small businesses

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