Union Bank® Business Diversity Lending Program

Lending solutions geared toward diversity and inclusion
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What is it?

Union Bank is committed to supporting underserved communities, so we are one of only a few banks in the country to have a special purpose credit program under the Equal Credit Opportunity Act. Our Business Diversity Lending Program is designed to empower woman-, minority- and veteran-owned businesses. Through it, we provide the credit and financing your business needs to grow and thrive, and qualifying has never been simpler. These are essentially the same products as our traditional loans and lines of credit, but the credit policy opens the door so a wider universe of business owners can access that capital.

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Who is it for?

Businesses in operation two years or more, and at least fifty-one percent (51%) owned, operated, controlled and actively managed by a woman, minority , or veteran  (including any combination of the three) and who are U.S. citizens.  Annual sales cannot exceed $20 million, and financing is available for up to $2.5 million.

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What are the benefits?

Find flexibility in qualifying for the financing you need.  Select a fixed-rate, unsecured or secured term loan with repayment terms of up to 7 years for UCC- and equipment-secured loans, or up to 25 years for owner-occupied commercial real estate financing.  Or get a variable-rate, unsecured or secured line of credit that is subject to annual renewal.

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Certification Center

Certification as a Woman Business Enterprise (WBE), Veteran Business Enterprise (VBE), and/or Minority Business Enterprise (MBE) may lead to government or large corporation contracts. If your company is privately held and at least 51 percent owned by a woman, veteran, and/or minority who is a U.S. citizen or legal resident, you can apply for WBE and/or MBE certification.

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Diversity Lending Program

Minority-owned business

Woman-owned business

Veteran-owned business

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