Union Bank® Business Overdraft Choices
Business Overdraft Protection and Overdraft Coverage
Overdraft Protection: May help prevent your business account from becoming overdrawn by moving funds from your eligible business deposit account or business line of credit.
Overdraft Coverage: We may cover eligible Debits when you don't have enough money in your eligible business deposit account(s) below.
Call us at 1-877-671-6877 or visit your nearest branch, and let us help you choose the overdraft service that's right for you.
Business Account Overdraft Choices | Overdraft Protection | Overdraft Protection | Overdraft Coverage |
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How it works | Business Deposit Overdraft Protection Link your eligible Business Checking, Business MoneyMarket, or Business Savings account to your Business Checking account, and funds will be automatically moved to cover Debits when there is not a sufficient Available Balance in your account. Fees may apply. | Business Line Overdraft Protection (subject to credit approval) Link your Business Line of Credit account to your eligible Business Checking account and funds will be automatically moved to cover Debits when there is not a sufficient Available Balance in your account. Fees may apply. | Overdraft Coverage We may cover your checks, automatic bill payments and other transactions (at our discretion) when there is not a sufficient Available Balance in your account. Fees may apply. |
Eligible accounts |
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Eligible Transactions |
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How to enroll |
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For account information details and terms and conditions governing our deposit accounts, see applicable Business Product Guide, Business Accounts & Services Disclosure and Agreement and applicable Business Deposit Fee Schedule. For details about overdraft terms and conditions governing our Business Line of Credit, talk to a banker about the Business Overdraft Line Protection service.